topic Navy Flagship in Credit Card Applications

Navy Flagship

Anonymous — Sat, 21 Jan 2023 12:30:35 GMT

I applied for Navy Flagship card last night and it went pending. I always got instant decisions by Navy. Anyone else have experience with this? Hopefully they will approve it. 🤞🏼

Re: Navy Flagship

FireMedic1 — Sat, 21 Jan 2023 14:05:44 GMT

What other products do you have from NFCU? Scores? Baddies?

Re: Navy Flagship

Anonymous — Sat, 21 Jan 2023 15:09:11 GMT

@FireMedic1 wrote:
What other products do you have from NFCU? Scores? Baddies?

Chapter 7 May 2017. After that no baddies. They pulled TU with fico score 778. I have cash rewards visa with $44K credit limit.

Re: Navy Flagship

md_rebuild — Sun, 22 Jan 2023 15:09:02 GMT

I have been with NFCU since my Ch7 that was filed in 2019. I have a NFCU Cash Rewards with a CL of $10.5. Also have an auto loan with them and checking and multiple savings accounts. They wouldn't give me a CLI on the C Rewards card so on a whim I thought about applying for the Flagship. Got the same message you got, and then on that Monday (applied on the weekend) got word of approval and a $25K CL. So you never know.

Scores in the range from 670-685.

Re: Navy Flagship

Anonymous — Sun, 22 Jan 2023 17:41:48 GMT

@md_rebuild wrote:
I have been with NFCU since my Ch7 that was filed in 2019. I have a NFCU Cash Rewards with a CL of $10.5. Also have an auto loan with them and checking and multiple savings accounts. They wouldn't give me a CLI on the C Rewards card so on a whim I thought about applying for the Flagship. Got the same message you got, and then on that Monday (applied on the weekend) got word of approval and a $25K CL. So you never know.

Scores in the range from 670-685.

I got the email yesterday saying we are unable to approve your application.

Re: Navy Flagship

OmarGB9 — Mon, 23 Jan 2023 19:44:16 GMT

@Anonymous wrote:
@md_rebuild wrote:
I have been with NFCU since my Ch7 that was filed in 2019. I have a NFCU Cash Rewards with a CL of $10.5. Also have an auto loan with them and checking and multiple savings accounts. They wouldn't give me a CLI on the C Rewards card so on a whim I thought about applying for the Flagship. Got the same message you got, and then on that Monday (applied on the weekend) got word of approval and a $25K CL. So you never know.

Scores in the range from 670-685.
I got the email yesterday saying we are unable to approve your application.

aw man that stinks. Sorry for the denial.

Re: Navy Flagship

Citylights18 — Mon, 23 Jan 2023 22:16:46 GMT

Sorry to hear. Maybe you can convert your cash rewards?

Re: Navy Flagship

GZG — Mon, 23 Jan 2023 22:19:00 GMT

@Anonymous wrote:
@md_rebuild wrote:
I have been with NFCU since my Ch7 that was filed in 2019. I have a NFCU Cash Rewards with a CL of $10.5. Also have an auto loan with them and checking and multiple savings accounts. They wouldn't give me a CLI on the C Rewards card so on a whim I thought about applying for the Flagship. Got the same message you got, and then on that Monday (applied on the weekend) got word of approval and a $25K CL. So you never know.

Scores in the range from 670-685.
I got the email yesterday saying we are unable to approve your application.

I imagine you're at your maximum TCL from Navy

has anybody asked for a navy CLD and then reapplied?

Re: Navy Flagship

Anonymous — Tue, 24 Jan 2023 03:01:32 GMT

@Citylights18 wrote:
Sorry to hear. Maybe you can convert your cash rewards?

I would want to get the sign up bonus.

Re: Navy Flagship

Anonymous — Tue, 24 Jan 2023 03:02:38 GMT

@GZG wrote:
@Anonymous wrote:
@md_rebuild wrote:
I have been with NFCU since my Ch7 that was filed in 2019. I have a NFCU Cash Rewards with a CL of $10.5. Also have an auto loan with them and checking and multiple savings accounts. They wouldn't give me a CLI on the C Rewards card so on a whim I thought about applying for the Flagship. Got the same message you got, and then on that Monday (applied on the weekend) got word of approval and a $25K CL. So you never know.

Scores in the range from 670-685.
I got the email yesterday saying we are unable to approve your application.
I imagine you're at your maximum TCL from Navy

has anybody asked for a navy CLD and then reapplied?

I think so also. I didn't ask but would want to know if someone did for CLD.

Re: Navy Flagship

Anonymous — Tue, 24 Jan 2023 03:03:06 GMT

@OmarGB9 wrote:
@Anonymous wrote:
@md_rebuild wrote:
I have been with NFCU since my Ch7 that was filed in 2019. I have a NFCU Cash Rewards with a CL of $10.5. Also have an auto loan with them and checking and multiple savings accounts. They wouldn't give me a CLI on the C Rewards card so on a whim I thought about applying for the Flagship. Got the same message you got, and then on that Monday (applied on the weekend) got word of approval and a $25K CL. So you never know.

Scores in the range from 670-685.
I got the email yesterday saying we are unable to approve your application.
aw man that stinks. Sorry for the denial.

No worries hopefully will get it next time.