topic Amex FICO score in Credit Card Applications

Amex FICO score

increasingmyfico — Tue, 24 Jan 2023 20:10:10 GMT

How long after Amex FICO update should you wait before apping? I went for a cli after an update I think the next day and it still used the old score. Trying to see if anyone else has run into this and know how king it takes for their system to use the new score.

Re: Amex FICO score

mfinsmi1 — Wed, 25 Jan 2023 01:12:31 GMT

@increasingmyfico 30 days from any update so lets say fico updates their fico score today in the account portal when u ask for something they will still use the old report for at least 30 days

Re: Amex FICO score

increasingmyfico — Wed, 25 Jan 2023 01:34:38 GMT

@mfinsmi1 wrote:
@increasingmyfico 30 days from any update so lets say fico updates their fico score today in the account portal when u ask for something they will still use the old report for at least 30 days

Wow. So basically wait until the following update. Thats crazy, but exactly what I needed to know. Thanks