topic Re: Cap 1 craziness in Credit Card Applications

Cap 1 craziness

Tiersha — Thu, 13 Apr 2023 01:59:46 GMT

I received an email from Cap 1 stating a prequal for a 0% interest for 9 mns on Quicksilver at a whopping 29.49% (OUCH). Funny as I have had my basic card since 2014 and never once did they approve any cli...zero lates all of $500. I call it my cheap card. I've actually come close to cxlg it in thepast just because of frustration of their services. Just random fyi.

Re: Cap 1 craziness

FireMedic1 — Sat, 15 Apr 2023 19:48:19 GMT

You were approved for a bucket card with what your credit was at that time. Once a bucket always a bucket. Rarely does it leave that catagory. Your not alone in this situation. The age is helping you although.

Re: Cap 1 craziness

Tiersha — Sat, 15 Apr 2023 19:55:19 GMT

And that age is the only reason it still stays. I only use it for the full membership here and that's it.

@FireMedic1 wrote:
You were approved for a bucket card with what your credit was at that time. Once a bucket always a bucket. Rarely does it leave that catagory. Your not alone in this situation. The age is helping you although.

Re: Cap 1 craziness

FireMedic1 — Sat, 15 Apr 2023 23:14:45 GMT

Bingo!

Re: Cap 1 craziness

Mdowning30 — Mon, 17 Apr 2023 13:28:07 GMT

It's a solid pre approval because my DW had the same offer last year and she got approved for $1000.