topic Re: Whats the easiest CC balance transfer to be approved for? in Credit Card Applications

Whats the easiest CC balance transfer to be approved for?

CryptoWI — Tue, 18 Apr 2023 18:06:42 GMT

Score is 690

need to transfer 17.6K. for introductory 0% for X months

Got Reject by BOA

My Usage is high

Re: Whats the easiest CC balance transfer to be approved for?

RSX — Tue, 18 Apr 2023 18:32:57 GMT

usually Discover i believe

Re: Whats the easiest CC balance transfer to be approved for?

Rogue46 — Tue, 18 Apr 2023 18:45:29 GMT

I'd second Discover they are pretty good about balance transfers

Re: Whats the easiest CC balance transfer to be approved for?

CryptoWI — Tue, 18 Apr 2023 18:50:09 GMT

I was just now approved for 12K w/ discover, I'm able to transfer partial amount?

Re: Whats the easiest CC balance transfer to be approved for?

Creditwiser — Tue, 18 Apr 2023 19:04:07 GMT

@CryptoWI wrote:
I was just now approved for 12K w/ discover, I'm able to transfer partial amount?

Yes. You can transfer any amount you wish up to your credit limit. Although keep in mind that maxing out a new card is not going to help your scores if thats a concern of yours. I used Discover last month to Bal transfer a certain amount from another account. My SL was lower than I had hoped so I only transfered a portion of the balance.

Re: Whats the easiest CC balance transfer to be approved for?

coldfusion — Tue, 18 Apr 2023 19:11:14 GMT

You should be able to, the BT process is essentially that Discover will send payment for whatever amount you request/they authorize to whomever currently holds the deb. If for example you requested an $11.5 K BT Discover will pay $11.5K toward the card/account you specify, you'll have an $11.5K balance @ 0% on your Discover card, and the outstanding balance on the other card will drop by $11.5K.

If you were able to get approved for another card (I'm not assessing odds as to your abilty to do it) that also had a 0% APR BT offer and the SL were large enough you could BT the remaining amount from your current $17.6K card over to the 2nd new card.

Re: Whats the easiest CC balance transfer to be approved for?

fury1995 — Wed, 19 Apr 2023 22:35:36 GMT

I second, third, fourth or fifth (lost track) Discover for the BT.

Easy to work with for BT's