topic Chase CLI eligibility after recent increases in Credit Card Applications

Chase CLI eligibility after recent increases

PullingMeSoftly — Mon, 01 May 2023 18:10:05 GMT

After receiving CLI's on my 3 Chase cards last month (3 weeks ago, United Club, Sapphire Preferred, Freedom Visa, detailed in this approval thread), I just did a routine check in with the "Request a credit limit increase" tool. Since the time that DP's began appearing about Chase SP approvals, I've received the "no eligible cards" response when checking on prior occasions. This time, however, I see that all three of the cards are eligible, regardless of the phone/manual increases that were done recently:

Since i haven't received an increase via this method before, I'm a bit unsure of the process. Since the interface says "Choose this card", does that mean I've got one shot and need to pick the highest priority, or will I be able to complete requests for all three?

Kinda feels like a double-dip situation, given the recent increases, which I will gladly take!

Re: Chase CLI eligibility after recent increases

ZackAttack — Mon, 01 May 2023 20:01:43 GMT

I saw this as someone else posted it. Appears that the link is working now. I tried doing it on my Freedom Flex and said that I will be receiving something in 7-10 days. No clue if that will come via mail or online portal.

When I tap on the link again a day later, the flex isn't there but my 2 other cards are there.

Re: Chase CLI eligibility after recent increases

PullingMeSoftly — Mon, 01 May 2023 23:43:34 GMT

@ZackAttack wrote:
I saw this as someone else posted it. Appears that the link is working now. I tried doing it on my Freedom Flex and said that I will be receiving something in 7-10 days. No clue if that will come via mail or online portal.
When I tap on the link again a day later, the flex isn't there but my 2 other cards are there.

@ZackAttack So your Flex was eligible but it wasn't like accepting a pre-approval, it went to review? And I'm guessing still a SP even if not an instant approval?

Re: Chase CLI eligibility after recent increases

ZackAttack — Tue, 02 May 2023 01:36:27 GMT

@PullingMeSoftly wrote:
@ZackAttack wrote:
I saw this as someone else posted it. Appears that the link is working now. I tried doing it on my Freedom Flex and said that I will be receiving something in 7-10 days. No clue if that will come via mail or online portal.
When I tap on the link again a day later, the flex isn't there but my 2 other cards are there.
@ZackAttack So your Flex was eligible but it wasn't like accepting a pre-approval, it went to review? And I'm guessing still a SP even if not an instant approval?

I'm assuming a SP but idk, so far I haven't got a notification saying Chase is HPing a bureau as they are all locked.

Re: Chase CLI eligibility after recent increases

M_Smart007 — Tue, 02 May 2023 02:18:06 GMT

@ZackAttack wrote:
@PullingMeSoftly wrote:
@ZackAttack wrote:
I saw this as someone else posted it. Appears that the link is working now. I tried doing it on my Freedom Flex and said that I will be receiving something in 7-10 days. No clue if that will come via mail or online portal.
When I tap on the link again a day later, the flex isn't there but my 2 other cards are there.
@ZackAttack So your Flex was eligible but it wasn't like accepting a pre-approval, it went to review? And I'm guessing still a SP even if not an instant approval?
I'm assuming a SP but idk, so far I haven't got a notification saying Chase is HPing a bureau as they are all locked.

@ZackAttack, The issue could be, they want your TU unlocked and they SP it.

ETA: Point of reference about unlocking TU

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-SP-Double-CLI-x-Soft-Pull-WOW/m-p/6659170

Re: Chase CLI eligibility after recent increases

ZackAttack — Tue, 02 May 2023 02:24:27 GMT

@M_Smart007 wrote:
@ZackAttack wrote:
@PullingMeSoftly wrote:
@ZackAttack wrote:
I saw this as someone else posted it. Appears that the link is working now. I tried doing it on my Freedom Flex and said that I will be receiving something in 7-10 days. No clue if that will come via mail or online portal.
When I tap on the link again a day later, the flex isn't there but my 2 other cards are there.
@ZackAttack So your Flex was eligible but it wasn't like accepting a pre-approval, it went to review? And I'm guessing still a SP even if not an instant approval?
I'm assuming a SP but idk, so far I haven't got a notification saying Chase is HPing a bureau as they are all locked.
@ZackAttack, The issue could be, they want your TU unlocked and they SP it.

ETA: Point of reference about unlocking TU
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-SP-Double-CLI-x-Soft-Pull-WOW/m-p/6659170

Its possible but no way of knowing. Usually the last few times I have applied for a card they usually send the letter via online portal within 1 day. I have not seen that letter online so I am wondering if they are going to snail mail it.

Re: Chase CLI eligibility after recent increases

Janneman — Tue, 02 May 2023 07:38:21 GMT

@PullingMeSoftly wrote:
After receiving CLI's on my 3 Chase cards last month (3 weeks ago, United Club, Sapphire Preferred, Freedom Visa, detailed in this approval thread), I just did a routine check in with the "Request a credit limit increase" tool. Since the time that DP's began appearing about Chase SP approvals, I've received the "no eligible cards" response when checking on prior occasions. This time, however, I see that all three of the cards are eligible, regardless of the phone/manual increases that were done recently:

Since i haven't received an increase via this method before, I'm a bit unsure of the process. Since the interface says "Choose this card", does that mean I've got one shot and need to pick the highest priority, or will I be able to complete requests for all three?

Kinda feels like a double-dip situation, given the recent increases, which I will gladly take!

I have Chase cards for 9 years but I never received any CLI automatically or otherwise...and never seen this kinda eligibility for CLI or approval of an account...Where its on? At online account? I recently called them to ask CLI when I saw on here that almost everyone getting CLI, but I got denied...so does a few of my friends...It could be that we use these Chase cards only once in a 6-8 months for a very little amount...under $10.....So, I guess this might be the culprit in our case...Do you swipe Chase cards enough? Thanks

Re: Chase CLI eligibility after recent increases

SouthJamaica — Tue, 02 May 2023 16:02:48 GMT

@Janneman wrote:
@PullingMeSoftly wrote:
After receiving CLI's on my 3 Chase cards last month (3 weeks ago, United Club, Sapphire Preferred, Freedom Visa, detailed in this approval thread), I just did a routine check in with the "Request a credit limit increase" tool. Since the time that DP's began appearing about Chase SP approvals, I've received the "no eligible cards" response when checking on prior occasions. This time, however, I see that all three of the cards are eligible, regardless of the phone/manual increases that were done recently:

Since i haven't received an increase via this method before, I'm a bit unsure of the process. Since the interface says "Choose this card", does that mean I've got one shot and need to pick the highest priority, or will I be able to complete requests for all three?

Kinda feels like a double-dip situation, given the recent increases, which I will gladly take!
I have Chase cards for 9 years but I never received any CLI automatically or otherwise...and never seen this kinda eligibility for CLI or approval of an account...Where its on? At online account? I recently called them to ask CLI when I saw on here that almost everyone getting CLI, but I got denied...so does a few of my friends...It could be that we use these Chase cards only once in a 6-8 months for a very little amount...under $10.....So, I guess this might be the culprit in our case...Do you swipe Chase cards enough? Thanks

I believe the "request credit limit increase" link appears only in the mobile app. Click on a credit card > manage account > request credit limit increase

Re: Chase CLI eligibility after recent increases

PullingMeSoftly — Tue, 02 May 2023 17:17:09 GMT

@Janneman wrote:
I have Chase cards for 9 years but I never received any CLI automatically or otherwise...and never seen this kinda eligibility for CLI or approval of an account...Where its on? At online account? I recently called them to ask CLI when I saw on here that almost everyone getting CLI, but I got denied...so does a few of my friends...It could be that we use these Chase cards only once in a 6-8 months for a very little amount...under $10.....So, I guess this might be the culprit in our case...Do you swipe Chase cards enough? Thanks

Same historically for me @Janneman, I haven't received any auto-increases in my long relationship with Chase, and ended up doing a couple requests for HP's a few years back. I only recently qualified for increases when the SP talk started around here, and started checking the app and website periodically. I've been running quite a bit of gas and grocery spend through my United Club card during quarter promos, but relatively infrequent spend on the Sapphire Pref and Freedom.

As @SouthJamaica notes above, the request feature is available in the app, and also online. To access via browser: Select one of your card accounts > More > Account Services > Request a Credit Limit Increase. If any of your cards are eligible, they will be listed, otherwise you'll get a message that none qualify at the moment.

Re: Chase CLI eligibility after recent increases

CaptJOB — Tue, 02 May 2023 17:44:30 GMT

Weird data point here. This wasn't showing up for me the first month/couple weeks everyone started talking about it so I called in for a CLI on my CSR and they doubled my line. Cool. I was 8/24 and that apparently did not matter.

Finally a day or two ago this screen with all my cards showed up on the Request link so I asked for an increase on my smallest CL($1,700 Freedom Flex) and was denied for too many new accounts. That's fine. Didn't ask for anything else.

Saw this thread just now so went to look and see and sure enough my other 3 cards were still on the menu to request CLI so I hit my United Club and got $5,300(23.1->28.4) instantly. Other two cards are no longer on the menu.

Re: Chase CLI eligibility after recent increases

CreditAggie — Tue, 02 May 2023 19:42:41 GMT

Here is my recent experience with Chase CLIs online. I was able to get a CLI on 2 out of 3 cards.

Re: Chase CLI eligibility after recent increases

ZackAttack — Tue, 02 May 2023 20:18:24 GMT

@ZackAttack wrote:
@M_Smart007 wrote:
@ZackAttack wrote:
@PullingMeSoftly wrote:
@ZackAttack wrote:
I saw this as someone else posted it. Appears that the link is working now. I tried doing it on my Freedom Flex and said that I will be receiving something in 7-10 days. No clue if that will come via mail or online portal.
When I tap on the link again a day later, the flex isn't there but my 2 other cards are there.
@ZackAttack So your Flex was eligible but it wasn't like accepting a pre-approval, it went to review? And I'm guessing still a SP even if not an instant approval?
I'm assuming a SP but idk, so far I haven't got a notification saying Chase is HPing a bureau as they are all locked.
@ZackAttack, The issue could be, they want your TU unlocked and they SP it.

ETA: Point of reference about unlocking TU
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-SP-Double-CLI-x-Soft-Pull-WOW/m-p/6659170
Its possible but no way of knowing. Usually the last few times I have applied for a card they usually send the letter via online portal within 1 day. I have not seen that letter online so I am wondering if they are going to snail mail it.

A very well-delayed letter just showed up on Chase Portal ... It was for the freeze on TU -> unfreeze and call back to even consider it.

Re: Chase CLI eligibility after recent increases

Janneman — Wed, 03 May 2023 02:40:11 GMT

Re: Chase CLI eligibility after recent increases

Janneman — Wed, 03 May 2023 02:42:19 GMT

@SouthJamaica wrote:
@Janneman wrote:
@PullingMeSoftly wrote:
After receiving CLI's on my 3 Chase cards last month (3 weeks ago, United Club, Sapphire Preferred, Freedom Visa, detailed in this approval thread), I just did a routine check in with the "Request a credit limit increase" tool. Since the time that DP's began appearing about Chase SP approvals, I've received the "no eligible cards" response when checking on prior occasions. This time, however, I see that all three of the cards are eligible, regardless of the phone/manual increases that were done recently:

Since i haven't received an increase via this method before, I'm a bit unsure of the process. Since the interface says "Choose this card", does that mean I've got one shot and need to pick the highest priority, or will I be able to complete requests for all three?

Kinda feels like a double-dip situation, given the recent increases, which I will gladly take!
I have Chase cards for 9 years but I never received any CLI automatically or otherwise...and never seen this kinda eligibility for CLI or approval of an account...Where its on? At online account? I recently called them to ask CLI when I saw on here that almost everyone getting CLI, but I got denied...so does a few of my friends...It could be that we use these Chase cards only once in a 6-8 months for a very little amount...under $10.....So, I guess this might be the culprit in our case...Do you swipe Chase cards enough? Thanks
I believe the "request credit limit increase" link appears only in the mobile app. Click on a credit card > manage account > request credit limit increase

The option for credit limit increase is always there, but whevever I click on it to request CLI, I always get denial....always...Never got not even one CLI in last 9 years....And they alway provide BS reasons which never exist anyway.

Re: Chase CLI eligibility after recent increases

ZackAttack — Fri, 12 May 2023 00:53:09 GMT

@ZackAttack wrote:
@ZackAttack wrote:
@M_Smart007 wrote:
I'm assuming a SP but idk, so far I haven't got a notification saying Chase is HPing a bureau as they are all locked.
@ZackAttack, The issue could be, they want your TU unlocked and they SP it.

ETA: Point of reference about unlocking TU
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-SP-Double-CLI-x-Soft-Pull-WOW/m-p/6659170
Its possible but no way of knowing. Usually the last few times I have applied for a card they usually send the letter via online portal within 1 day. I have not seen that letter online so I am wondering if they are going to snail mail it.
A very well-delayed letter just showed up on Chase Portal ... It was for the freeze on TU -> unfreeze and call back to even consider it.

Looks like if you take back on the number, it will ask you for your SSN from the robot. The robot will then update the status to pending and will receive something within 7-10 days. So that probably means someone is doing a manual review.

Edit May 11, 2023
So apperently the robot didn't send it off to someone. I do have to speak to a rep for the process to continue

1.2k CL -> 8k CL on my flex. Yay

Re: Chase CLI eligibility after recent increases

shane1978 — Sat, 13 May 2023 05:12:39 GMT

Does anyone know how often you can request a credit limit increase? 30 days.....6 months?

Re: Chase CLI eligibility after recent increases

Janneman — Sun, 14 May 2023 00:03:38 GMT

@shane1978 wrote:
Does anyone know how often you can request a credit limit increase? 30 days.....6 months?

Chase doesn't offer another CLI within 30 days, for sure, based on various data from all kinds sites. One or two persons were able to get another CLI but I believe that was in 40-45 days but certainly not in 30 days. However, there is no harm trying another CLI in 30 days or even less than that because its a SP anyway....So, you wouldn't lose anything. If I were you, I would try after 6 months....but its just me...I would ask after establishing more relationship and showing more spending AFTER the last CLI so that Chase would be more willing to extend a CLI...and a healthy one...Again, its just me....You can try at anytime...no foul play here...