topic Re: Chase app in Credit Card Applications

Chase app

Wls170 — Thu, 08 Jun 2023 21:53:37 GMT

Hello,

which credit bureau is chase pulling for everyone?

I want to apply for a chase freedom flex to compliment my SO sapphire reserve. No need for two AFs when I can get a decent bonus and transfer the points.

Hoping to get some insight on this from the members around here...

my biggest issue is my highest limit cards don't report to EX. If they pull EX exclusively is there any chance I can recon and get them to look at my EQ or TU?

thanks everyone!

edit: my eq and tu scores listed below will be updated by 6/10 when my UTL drops below 25% so I should see a nice boost in scores

Re: Chase app

Brian_Earl_Spilner — Thu, 08 Jun 2023 21:53:40 GMT

Typically ex, but may pull TU in addition. I have heard of them pulling tu instead.

Re: Chase app

Wls170 — Thu, 08 Jun 2023 21:54:30 GMT

@Brian_Earl_Spilner wrote:
Typically ex, but may pull TU in addition. I have heard of them pulling tu instead.

I'm guessing it's a location thing?

Re: Chase app

ScarlettHusky — Thu, 08 Jun 2023 22:15:04 GMT

@Wls170 wrote:
Hello,

which credit bureau is chase pulling for everyone?
I want to apply for a chase freedom flex to compliment my SO sapphire reserve. No need for two AFs when I can get a decent bonus and transfer the points.

Hoping to get some insight on this from the members around here...

my biggest issue is my highest limit cards don't report to EX. If they pull EX exclusively is there any chance I can recon and get them to look at my EQ or TU?

thanks everyone!

edit: my eq and tu scores listed below will be updated by 6/10 when my UTL drops below 25% so I should see a nice boost in scores

When I applied for the Disney Premier Visa last week, they only pulled TU. I live in WA state.

Re: Chase app

800wannabe420 — Thu, 08 Jun 2023 22:44:06 GMT

@Wls170

I get double pulled every time, EX and TU. I'm in Texas.

Re: Chase app

Mones — Mon, 12 Jun 2023 18:42:50 GMT

I live in New Jersey and when I applied for the Freedom Flex (my first card), they double pulled EX and EQ. It seems they always pull EX but they could double pull either EQ or TU depending on location. You could always call for the application/go in branch for the application and ask for a double pull? But I don't think you can recon another hard pull although I could be wrong.

Re: Chase app

nytokyobred79 — Tue, 13 Jun 2023 04:24:42 GMT

Just adding some additional dp's.

For my 1st and 2nd Chase cards, they pulled EX exclusively. I live in NY. And even for a 3rd card which I was denied due to 5/24, they only pulled EX.

Re: Chase app

captainsensation — Wed, 14 Jun 2023 20:21:53 GMT

I think experian for me...

Re: Chase app

LostInTheWoods — Sat, 17 Jun 2023 21:38:25 GMT

I just applied / approved for my first Chase card, an ink bus unlimited. Went to the branch and asked which bureau do I need to unfreeze. They said only EX, but I've heard of TU being pulled also. Approved me without asking to see TU.

Re: Chase app

Janneman — Fri, 30 Jun 2023 22:34:52 GMT

@LostInTheWoods wrote:
I just applied / approved for my first Chase card, an ink bus unlimited. Went to the branch and asked which bureau do I need to unfreeze. They said only EX, but I've heard of TU being pulled also. Approved me without asking to see TU.

What was your 5/24 status, please? Did you apply at branch or online?

Re: Chase app

LostInTheWoods — Sun, 02 Jul 2023 11:40:09 GMT

@Janneman wrote:
@LostInTheWoods wrote:
I just applied / approved for my first Chase card, an ink bus unlimited. Went to the branch and asked which bureau do I need to unfreeze. They said only EX, but I've heard of TU being pulled also. Approved me without asking to see TU.
What was your 5/24 status, please? Did you apply at branch or online?

0/24 Last CC account was opened almost 8 years ago.

Applied in branch.

Re: Chase app

Chazzay12 — Sun, 02 Jul 2023 12:33:41 GMT

I live in Virginia and Chase has doubled pulled me EX & TU for both card applications.