topic Re: USBank Cash+ application changed from pending to not found? in Credit Card Applications

USBank Cash+ application changed from pending to not found?

FindingCycles — Mon, 19 Jun 2023 06:41:43 GMT

Applied for the Cash+ on Friday and got the standard 7-10 business day message. Didn't think I'd get any update but called in anyway on Saturday morning and the status was "pending". Checked again Sunday night and the status changed to "application not found". Has anyone had this happen to them? Maybe it's just a system thing and I need to wait longer?

From what I've read on these forums, USBank is very conservative and sensitive to new accounts and recent hard pulls, so including my data points.

CRA pulled: TransUnion
New accounts: 1/12 and 1/6
Hard pulls: Only 2 in the past 12 months, but both are from the past 6 months. 1 is from Elan for my Fidelity Rewards Visa and the other is from Chase for my Ink Business Cash.
Fico8: 799
Fico9: 813 (not sure if USBank does Fico8 or Fico9 so including Fico9 also)
Income: $315K

Re: USBank Cash+ application changed from pending to not found?

TheRedHat — Mon, 19 Jun 2023 06:45:32 GMT

It is a holiday weekend. I would wait until open of business on Tuesday and then checking once more.

Re: USBank Cash+ application changed from pending to not found?

Beefy1212 — Mon, 19 Jun 2023 07:41:28 GMT

I wouldn't sweat 1/12 I was 7/12 and approved instantly as suggested I would wait til Tuesday and call in.

Re: USBank Cash+ application changed from pending to not found?

FindingCycles — Mon, 19 Jun 2023 18:28:57 GMT

Got the approval today but for only a $500 SL 😕. Might have to call in for reconsideration on the limit, but not sure if they'll do another hard pull and what the chances are to increase that. Maybe I'll just use it and wait it out for a CLI. Thanks for the replies all.

Re: USBank Cash+ application changed from pending to not found?

FireMedic1 — Mon, 19 Jun 2023 22:29:42 GMT

Congrats! Your in and thats all that matters for now.

Re: USBank Cash+ application changed from pending to not found?

KH-Underbat — Tue, 20 Jun 2023 00:53:36 GMT

Since the OP hs indicated they were approved, this thread is locked. Congratulations!