topic Re: Wells Fargo Active Cash Card offer with Solid Rate in Credit Card Applications

Wells Fargo Active Cash Card offer with Solid Rate

PointsBonus — Sat, 17 Jun 2023 01:15:22 GMT

Team,

I just have a quick question. I received a "you're Pre-selected" with the usual $200 bonus. But this one actually has 0% for 15 months and a SOLID rate no variable ranges. I have never applied for Wells, so I do not know how the Wells system works, is this pretty solid ? I don't want to waste an inquire.....which bureaus do they pull ?

Thank you all in advance.

Re: Wells Fargo Active Cash Card offer with Solid Rate

FireMedic1 — Sun, 18 Jun 2023 09:34:09 GMT

How did you recieve the your selected? Having accounts with them help. They pull EQ. Which FICO score not sure. I'll know when my Bilt shows up.

Re: Wells Fargo Active Cash Card offer with Solid Rate

DEITY_of_Credit — Mon, 19 Jun 2023 01:29:19 GMT

Wells Fargo uses FICO 9, normally Equifax, but can use either of the other two, depending on where you live.

Re: Wells Fargo Active Cash Card offer with Solid Rate

DenverFox — Fri, 23 Jun 2023 12:57:17 GMT

This card is fantasic. Just added it a few weeks ago. They pulled EQ 9 @ 820.

I'm in Colorado and have had an IDLE checking account with them that I leave $500 in to avoid fees.

No other lines with Wells, but CC's/PLOC's totaling about $550k now with $1k balance across 2 of them.

Charged and paid the $500 and the $200 cash back is pending on the first statement cycle

Free money and a great place to carry any balance at 0% if needed.

Re: Wells Fargo Active Cash Card offer with Solid Rate

laurenjessica — Sat, 24 Jun 2023 01:22:33 GMT

@DEITY_of_Credit wrote:
Wells Fargo uses FICO 9, normally Equifax, but can use either of the other two, depending on where you live.

^^^This

Definitely depends where you live. They pulled EX for me.

Re: Wells Fargo Active Cash Card offer with Solid Rate

PointsBonus — Sat, 24 Jun 2023 02:10:16 GMT

Well - I took a shot - it didn't decline - it gave me the "We need to verify some information before we make a decision"

page.

they only pulled Experian (it's my highest high 700)

wish me luck. Anyone have had this happen ?

Re: Wells Fargo Active Cash Card offer with Solid Rate

PointsBonus — Sat, 24 Jun 2023 19:31:51 GMT

Update - @FinStar Mod - if needed to close, please do so.

Took the shot and got the approval email this morning at 2AM SL $30K

Re: Wells Fargo Active Cash Card offer with Solid Rate

rockstar53 — Sun, 25 Jun 2023 15:37:59 GMT

@PointsBonus wrote:
Update - @FinStar Mod - if needed to close, please do so.

Took the shot and got the approval email this morning at 2AM SL $30K

Curious to ask, how many inquires in 6/12mo did you have on EQ or EX prior to applying? I am thinking about applying but already have 4/6 inq in the last 6/12 mos on EX which I know they will pull for me since I already have their Reflect card since Nov 22.

Re: Wells Fargo Active Cash Card offer with Solid Rate

LADave — Mon, 26 Jun 2023 19:48:13 GMT

@PointsBonus wrote:
Update - @FinStar Mod - if needed to close, please do so.

Took the shot and got the approval email this morning at 2AM SL $30K

Congratulations @PointsBonus, that's a very nice SL on a very nice card!

Re: Wells Fargo Active Cash Card offer with Solid Rate

FireMedic1 — Mon, 26 Jun 2023 20:16:44 GMT

Congrats @PointsBonus . Start a approval thread in that sub-forum. Mods notified for ya!

Re: Wells Fargo Active Cash Card offer with Solid Rate

kh_jenn — Mon, 26 Jun 2023 20:49:43 GMT

Congrats on your approval! This thread is locked to new replies now, but please feel free to continue your discussion in Credit Card Approvals.