topic Re: Venture X Pre-Approval Link in Credit Card Applications

Venture X Pre-Approval Link

GZG — Mon, 10 Jul 2023 19:39:10 GMT

https://www.capitalone.com/credit-cards/preapprove/venture-x/

Cap1 added a new pre-approval tool for the Venture X, you might be able to find it natively from here in a private browser:

https://www.capitalone.com/credit-cards/venture-x/

people posted this on reddit, it's cool to see they added this

Re: Venture X Pre-Approval Link

FireMedic1 — Mon, 10 Jul 2023 20:07:30 GMT

Thanks for the link @GZG .

Re: Venture X Pre-Approval Link

FireMedic1 — Mon, 10 Jul 2023 20:11:25 GMT

Just tried it. 3 Cards and a old auto loan PIF no lates 2018. No bueno. No biggie.

Re: Venture X Pre-Approval Link

Jordan23ww — Mon, 10 Jul 2023 20:50:33 GMT

Thank you for this information!

Re: Venture X Pre-Approval Link

Jordan23ww — Mon, 10 Jul 2023 21:01:58 GMT

@GZG thank you again for the link and info! Decisions, decisions! I only ran the pre approval with my wife's info so far since she's had a card with Capital One for 10 years. Not sure if she's gonna want this card or not. I wish they told you the projected starting limit like the Apple Card and FNBO pre approvals do! That would help with the final decision!

Re: Venture X Pre-Approval Link

GZG — Mon, 10 Jul 2023 21:04:19 GMT

@Jordan23ww wrote:
@GZG thank you again for the link and info! Decisions, decisions! I only ran the pre approval with my wife's info so far since she's had a card with Capital One for 10 years. Not sure if she's gonna want this card or not. I wish they told you the projected starting limit like the Apple Card and FNBO pre approvals do! That would help with the final decision!

haven't seen DPs yet on how reliable the Venture X pre-approval is, though the Cap1 pre-approval is typically reliable in and of itself

it has a minimum CL of 10k, I wonder if they even have SL's that aren't 10k, 20k or 30k?

Re: Venture X Pre-Approval Link

Jordan23ww — Tue, 11 Jul 2023 19:06:53 GMT

@GZG wrote:
@Jordan23ww wrote:
@GZG thank you again for the link and info! Decisions, decisions! I only ran the pre approval with my wife's info so far since she's had a card with Capital One for 10 years. Not sure if she's gonna want this card or not. I wish they told you the projected starting limit like the Apple Card and FNBO pre approvals do! That would help with the final decision!

haven't seen DPs yet on how reliable the Venture X pre-approval is, though the Cap1 pre-approval is typically reliable in and of itself

it has a minimum CL of 10k, I wonder if they even have SL's that aren't 10k, 20k or 30k?

@GZG Thank you for this info!

Re: Venture X Pre-Approval Link

coldworld — Tue, 11 Jul 2023 21:40:55 GMT

@GZG wrote:
https://www.capitalone.com/credit-cards/preapprove/venture-x/

Cap1 added a new pre-approval tool for the Venture X, you might be able to find it natively from here in a private browser:

https://www.capitalone.com/credit-cards/venture-x/

people posted this on reddit, it's cool to see they added this

Thank you for this info!

Based on your Pre-Approval form information, we observed activity on a prior Capital One account that is not consistent with our expectations for account usage or the terms of the account agreement

Still blacklisted :`( from a 2008 CO

Re: Venture X Pre-Approval Link

ToxikPH — Tue, 11 Jul 2023 21:57:59 GMT

Looks like if they can't approve for VX it also checks for other Venture cards. It offered me the VentureOne for Good Credit. Didn't take it but good way to track if you're getting closer to a VX.

Re: Venture X Pre-Approval Link

Zoostation1 — Wed, 12 Jul 2023 04:55:15 GMT

While I didn't proceed with finishing the app I unexpectedly had VX, Venture, and V1 on the preapproval link. Given my profile, no card over $5k and 2 modest limit Cap 1 cards this was not what I was expecting to see. If I wasn't so fearful of a denial given a 3B hit I would defintely reconsider and maybe proceed with the app. I could make the card have value despite the high AF.

Re: Venture X Pre-Approval Link

CreditCuriosity — Wed, 12 Jul 2023 21:19:19 GMT

@Zoostation1 wrote:
While I didn't proceed with finishing the app I unexpectedly had VX, Venture, and V1 on the preapproval link. Given my profile, no card over $5k and 2 modest limit Cap 1 cards this was not what I was expecting to see. If I wasn't so fearful of a denial given a 3B hit I would defintely reconsider and maybe proceed with the app. I could make the card have value despite the high AF.

Honestly if you signature is just those 4 cards you likely have a VERY good shot if you wanted it. Cap1 likes people with not a ton of credit so they will be used and you meet that criteria. What they don't like is alot of new accounts being somewhere being a few in a year or something around that although nothing known in stone for their rules. Many people in 800+ get denied daily while 670ish+ will yield approvals due to more their target audience for various reasons

Re: Venture X Pre-Approval Link

sccredit — Wed, 12 Jul 2023 21:23:52 GMT

@Zoostation1 wrote:
While I didn't proceed with finishing the app I unexpectedly had VX, Venture, and V1 on the preapproval link. Given my profile, no card over $5k and 2 modest limit Cap 1 cards this was not what I was expecting to see. If I wasn't so fearful of a denial given a 3B hit I would defintely reconsider and maybe proceed with the app. I could make the card have value despite the high AF.

When I applied for my Venture X I didn't have anything over $3500. They gave me $30k.

Re: Venture X Pre-Approval Link

slickwidit — Wed, 12 Jul 2023 21:24:09 GMT

Surprisingly I'm pre-approved! but Cap1, Stinkrony and chase are on my "do not apply" list LOL.

Re: Venture X Pre-Approval Link

Zoostation1 — Thu, 13 Jul 2023 03:41:08 GMT

@CreditCuriosity wrote:
Honestly if you signature is just those 4 cards you likely have a VERY good shot if you wanted it. Cap1 likes people with not a ton of credit so they will be used and you meet that criteria. What they don't like is alot of new accounts being somewhere being a few in a year or something around that although nothing known in stone for their rules. Many people in 800+ get denied daily while 670ish+ will yield approvals due to more their target audience for various reasons

You were right! I applied tonight and was approved. I'll make a separate post in approvals and mods can close this one.

Re: Venture X Pre-Approval Link

GZG — Thu, 13 Jul 2023 03:46:33 GMT

@Zoostation1 wrote:
@CreditCuriosity wrote:
Honestly if you signature is just those 4 cards you likely have a VERY good shot if you wanted it. Cap1 likes people with not a ton of credit so they will be used and you meet that criteria. What they don't like is alot of new accounts being somewhere being a few in a year or something around that although nothing known in stone for their rules. Many people in 800+ get denied daily while 670ish+ will yield approvals due to more their target audience for various reasons
You were right! I applied tonight and was approved. I'll make a separate post in approvals and mods can close this one.

can't wait for the approval thread, you deserve it!

congrats!!

Re: Venture X Pre-Approval Link

kh_jenn — Thu, 13 Jul 2023 14:19:15 GMT

Congrats on your approval! This thread is now closed to new replies. As you mentioned, please feel free to continue your discussion in the Approvals board.