topic Re: Which issuers/cards give card number/info on approval? in Credit Card Applications

Which issuers/cards give card number/info on approval?

biff-henderson — Fri, 04 Aug 2023 16:37:44 GMT

About to buy a new to me car and at least one kicthen appliance. Would love to use some of this spend to make a SUB.

Unfotunately, my timeframe is a little compressed. Which issuers will give you the option of recieving your cc number immediatly for use? I rememebr AMEX offered it for my last car, but is that system-wide or case by case? Was hoping to try to get the Citi AA Platinum, but the car shopping timeframe moved up of its own accord. I know AMEX will happily open another accont for me, but I can't think of a card I actually have a use for, maybe the Green for the points and transit credit -- assuming I get offered the current SUB. Don't remember the last time I flew Delta, and the other hotel cards I'm lukewarm on. Would love a 0% offer so I could have some flexibility in the payback, but I planned this with cash in-hand to take a chunk out of the car note immediatly. I hate large car payments.

Thoughts?

Re: Which issuers/cards give card number/info on approval?

Jeffster1 — Sat, 05 Aug 2023 10:35:49 GMT

NFCU gives you your CC account number upon approval.

I seem to remember WF did too, as well as Amex. I can't say for sure with WF, though, because it was never a huge issue for me to get the card number that quickly. Amex was a definite yes on this question.

Re: Which issuers/cards give card number/info on approval?

citymunky — Sat, 05 Aug 2023 09:25:53 GMT

I know AMEX will for sure give you a temp card number on approval.

Re: Which issuers/cards give card number/info on approval?

biff-henderson — Sat, 05 Aug 2023 13:32:12 GMT

Thanks for the reply. I didn't know about WF, and can't say I paid attenion when I got my Active Cash.

After doing some reading, I may go with a Greencard. Decent SUB, and it can meet some of my actual needs. That AF tho :-/

Keep the info coming tho.

Re: Which issuers/cards give card number/info on approval?

nwa479 — Sat, 05 Aug 2023 15:27:49 GMT

I applied for the Amex BCE (Blue Cash Everyday) card last month and had the card number to use within minutes after applying. Approved with a soft pull. Once I accepted the card they revealed my credit limit (6k) and gave me the option to get the card number right away or wait for it in the mail.

Re: Which issuers/cards give card number/info on approval?

Anonymous — Sun, 06 Aug 2023 17:21:05 GMT

Barclays lets use add to apple pay right after approval if the dealer accepts tap to pay!

Re: Which issuers/cards give card number/info on approval?

Anonymalous — Sun, 06 Aug 2023 21:58:27 GMT

Citi gave me a temporary virtual card when I was approved for my Custom Cash, though the CL for the temp card was substantially lower than my full CL.

Re: Which issuers/cards give card number/info on approval?

OpenBook55 — Mon, 07 Aug 2023 20:55:48 GMT

Chase does as well. immediately added to online profile and can be used via apple pay until physical card arrives

Re: Which issuers/cards give card number/info on approval?

minski — Wed, 09 Aug 2023 03:52:35 GMT

I believe I got a virtual card when approved foe Venture X

Re: Which issuers/cards give card number/info on approval?

SPChaser — Thu, 10 Aug 2023 17:12:10 GMT

@biff-henderson Wells Fargo did not. I applied for DM as recently as last week for Reflect and had to until the card arrived to even set up an online account, which is certainly a pain nowadays with issueers giving out virtual numbers right away for use. Their saving grace was at least after approval, and a balance transfer option was offered; however, the processing time is about two weeks with us being 7 days in and no completion yet.