topic Re: Which credit bureau does Alliant Credit Union pull? in Credit Card Applications

Which credit bureau does Alliant Credit Union pull?

MichaelMyer — Wed, 13 Sep 2023 17:32:20 GMT

I'd like to join and apply for one of their credit products. Any idea which bureau they use for memebership and is it the same pull for credit approval?

Re: Which credit bureau does Alliant Credit Union pull?

Priory_Man — Wed, 13 Sep 2023 17:35:33 GMT

I believe it is TU, but like any business they can pull 1 or all 3

Re: Which credit bureau does Alliant Credit Union pull?

RLFLOWS — Wed, 13 Sep 2023 19:32:15 GMT

TransUnion

Re: Which credit bureau does Alliant Credit Union pull?

CreditCuriosity — Wed, 13 Sep 2023 21:38:53 GMT

TU on most scenarios

Re: Which credit bureau does Alliant Credit Union pull?

MichaelMyer — Wed, 13 Sep 2023 22:27:39 GMT

Thanks all. Do you know if it's a hard or soft pull for membership?

Re: Which credit bureau does Alliant Credit Union pull?

SouthJamaica — Thu, 14 Sep 2023 15:15:15 GMT

@MichaelMyer wrote:
Thanks all. Do you know if it's a hard or soft pull for membership?

Pretty sure it's SP.

Re: Which credit bureau does Alliant Credit Union pull?

CreditCuriosity — Thu, 14 Sep 2023 18:57:50 GMT

@SouthJamaica wrote:
@MichaelMyer wrote:
Thanks all. Do you know if it's a hard or soft pull for membership?
Pretty sure it's SP.

yep sp

Re: Which credit bureau does Alliant Credit Union pull?

Jeffster1 — Sat, 16 Sep 2023 08:36:54 GMT

Yup...Alliant membership is a SP.

Re: Which credit bureau does Alliant Credit Union pull?

nwa479 — Sat, 16 Sep 2023 17:09:01 GMT

I opened a savings account with Alliant this week and it was a soft pull. Depositing 100/month for 12 months to get the sub for $100. Not sure yet if I'll ever use get one of their credit cards or checking.

Re: Which credit bureau does Alliant Credit Union pull?

dkm23 — Mon, 18 Sep 2023 06:06:25 GMT

Can confirm TU SP for membership, and TU HP for credit card app and CLI requests.

Re: Which credit bureau does Alliant Credit Union pull?

RealEstateGuy89 — Sun, 01 Oct 2023 19:28:29 GMT

@MichaelMyer wrote:
I'd like to join and apply for one of their credit products. Any idea which bureau they use for memebership and is it the same pull for credit approval?

I opened up a savings account and their platinum credit card in December 2022. I can confirm that it was a SP TransUnion for the savings account and a HP TransUnion for the credit card. I received a SL 10k limit to start out with. 766 FICO 8.

Re: Which credit bureau does Alliant Credit Union pull?

DSTforlife — Sun, 01 Oct 2023 20:47:44 GMT

Alliant uses TU Vantage 4.0 scores for their credit products.

Re: Which credit bureau does Alliant Credit Union pull?

LuckyShatter — Tue, 10 Jun 2025 12:55:18 GMT

Soft pull TU for membership, Hard pull TU for Credit Card app.

Denied for not enough experience with $5K limits according to their recon. line.