topic CITI/Chase Testing in Credit Card Applications

CITI/Chase Testing

KJT — Sat, 16 Sep 2023 13:52:25 GMT

Looking to test the waters applying for a Chase/CITI card..... What's the best path approximately 8 years post BK7.

Re: CITI/Chase Testing

Jnbmom — Sat, 16 Sep 2023 14:06:28 GMT

First question is did you include either in your BK ? They have long memories.

Both have a prequalify sites .

Re: CITI/Chase Testing

risingup2day — Sat, 16 Sep 2023 14:47:09 GMT

I would say fill out application online then hit submit. 😂. I'm in the same boat, however I know I would not qualify for Chase as I am above 5/24. I am going to apply for Citi next month. Our profiles are similar, plus one year on my BK7 (2014).

All kidding aside, based on the fact you did not included any data on your BK7, sound like you ready to take the plunge! Please let us know how it turns out! Wishing you the best.

Re: CITI/Chase Testing

KJT — Sat, 16 Sep 2023 18:43:27 GMT

No neither were included.

Re: CITI/Chase Testing

OCONUS — Sun, 17 Sep 2023 00:36:57 GMT

Are those you current scores?

Why is your EX Score lower comparing to other two?

Re: CITI/Chase Testing

KJT — Sun, 17 Sep 2023 00:59:05 GMT

Approved for a CITI-Double Cash $3K limit. Not what I wanted but will take it.

Re: CITI/Chase Testing

SouthJamaica — Sun, 17 Sep 2023 11:39:10 GMT

@KJT wrote:
Approved for a CITI-Double Cash $3K limit. Not what I wanted but will take it.

Congratulations on the approval.

Re: CITI/Chase Testing

firefox100 — Sun, 17 Sep 2023 18:16:35 GMT

Congrats on getting approved for citi card enjoy it have fun.

Re: CITI/Chase Testing

NoMoreE46 — Wed, 20 Sep 2023 22:01:40 GMT

Chase is back

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Chase-pre-approval-site-is-active/m-p/6710345#M323978

but don't think Citi's is active.

Re: CITI/Chase Testing

zerofire — Tue, 26 Sep 2023 14:39:40 GMT

I will make this easy. Chase will not touch you for the 10yr that it takes to remove the BK. If it shows then they will not do any new buisness with you. You have a better chance with Citi because they ease up after 4-7yr and you did not even include them in your BK.