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    <title>topic Re: I’m on the edge, talk me down. in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-m-on-the-edge-talk-me-down/m-p/6714164#M324348</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1131516"&gt;@GZG&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1088185"&gt;@drewricomakeubu&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I was just preapproved for the Venture X card and that's been a goal card of mine for a while. I don't want to apply but I also do want to apply. I'm torn between doing it and not doing it. I'm currently at 2/24 and I don't plan on applying for anything Chase for a long time. I don't know what to do. It would be great to diversify my points, 250k URs and 11k MRs, the 75k CapOne miles would be pretty cool.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I'm also interested in the Amex Gold, I spend a lot on food cause I travel for work and would love to grab the 4X.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I kinda want to chase a SUB right now. I know I'm gonna be applying for the Hilton Amex Business card for the 10 priority pass visits. Not too concerned with reaching the SUB on that one.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I'm not really sure what I should do to be honest.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;venture x makes sense if you can make efficent meaningful use of the cap1 portal to use that $300 credit, you could always 1 year it for the SUB, but if you know you can use the portal and will get value out of it, I would take it&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;doctorofcredit website has a non-referral link to the 90k points offer as opposed to the 75k public offer&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I can't find the doctor of credit 90k sub. Any links?&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Sun, 08 Oct 2023 22:14:29 GMT</pubDate>
    <dc:creator>drewricomakeubu</dc:creator>
    <dc:date>2023-10-08T22:14:29Z</dc:date>
    <item>
      <title>I’m on the edge, talk me down.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-m-on-the-edge-talk-me-down/m-p/6714154#M324346</link>
      <description>&lt;P&gt;I was just preapproved for the Venture X card and that's been a goal card of mine for a while. I don't want to apply but I also do want to apply. I'm torn between doing it and not doing it. I'm currently at 2/24 and I don't plan on applying for anything Chase for a long time. I don't know what to do. It would be great to diversify my points, 250k URs and 11k MRs, the 75k CapOne miles would be pretty cool.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I'm also interested in the Amex Gold, I spend a lot on food cause I travel for work and would love to grab the 4X.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I kinda want to chase a SUB right now. I know I'm gonna be applying for the Hilton Amex Business card for the 10 priority pass visits. Not too concerned with reaching the SUB on that one.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I'm not really sure what I should do to be honest.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 08 Oct 2023 21:26:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-m-on-the-edge-talk-me-down/m-p/6714154#M324346</guid>
      <dc:creator>drewricomakeubu</dc:creator>
      <dc:date>2023-10-08T21:26:41Z</dc:date>
    </item>
    <item>
      <title>Re: I’m on the edge, talk me down.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-m-on-the-edge-talk-me-down/m-p/6714157#M324347</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1088185"&gt;@drewricomakeubu&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I was just preapproved for the Venture X card and that's been a goal card of mine for a while. I don't want to apply but I also do want to apply. I'm torn between doing it and not doing it. I'm currently at 2/24 and I don't plan on applying for anything Chase for a long time. I don't know what to do. It would be great to diversify my points, 250k URs and 11k MRs, the 75k CapOne miles would be pretty cool.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I'm also interested in the Amex Gold, I spend a lot on food cause I travel for work and would love to grab the 4X.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I kinda want to chase a SUB right now. I know I'm gonna be applying for the Hilton Amex Business card for the 10 priority pass visits. Not too concerned with reaching the SUB on that one.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I'm not really sure what I should do to be honest.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;venture x makes sense if you can make efficent meaningful use of the cap1 portal to use that $300 credit, you could always 1 year it for the SUB, but if you know you can use the portal and will get value out of it, I would take it&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;doctorofcredit website has a non-referral link to the 90k points offer as opposed to the 75k public offer&lt;/P&gt;</description>
      <pubDate>Sun, 08 Oct 2023 21:43:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-m-on-the-edge-talk-me-down/m-p/6714157#M324347</guid>
      <dc:creator>GZG</dc:creator>
      <dc:date>2023-10-08T21:43:13Z</dc:date>
    </item>
    <item>
      <title>Re: I’m on the edge, talk me down.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-m-on-the-edge-talk-me-down/m-p/6714164#M324348</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1131516"&gt;@GZG&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1088185"&gt;@drewricomakeubu&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I was just preapproved for the Venture X card and that's been a goal card of mine for a while. I don't want to apply but I also do want to apply. I'm torn between doing it and not doing it. I'm currently at 2/24 and I don't plan on applying for anything Chase for a long time. I don't know what to do. It would be great to diversify my points, 250k URs and 11k MRs, the 75k CapOne miles would be pretty cool.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I'm also interested in the Amex Gold, I spend a lot on food cause I travel for work and would love to grab the 4X.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I kinda want to chase a SUB right now. I know I'm gonna be applying for the Hilton Amex Business card for the 10 priority pass visits. Not too concerned with reaching the SUB on that one.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I'm not really sure what I should do to be honest.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;venture x makes sense if you can make efficent meaningful use of the cap1 portal to use that $300 credit, you could always 1 year it for the SUB, but if you know you can use the portal and will get value out of it, I would take it&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;doctorofcredit website has a non-referral link to the 90k points offer as opposed to the 75k public offer&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I can't find the doctor of credit 90k sub. Any links?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 08 Oct 2023 22:14:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-m-on-the-edge-talk-me-down/m-p/6714164#M324348</guid>
      <dc:creator>drewricomakeubu</dc:creator>
      <dc:date>2023-10-08T22:14:29Z</dc:date>
    </item>
    <item>
      <title>Re: I’m on the edge, talk me down.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-m-on-the-edge-talk-me-down/m-p/6714172#M324349</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1088185"&gt;@drewricomakeubu&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://applynow.capitalone.com/?productId=24948" target="_blank" rel="noopener"&gt;https://applynow.capitalone.com/?productId=24948&lt;/A&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Good luck if you go for it.&lt;/P&gt;</description>
      <pubDate>Sun, 08 Oct 2023 22:45:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-m-on-the-edge-talk-me-down/m-p/6714172#M324349</guid>
      <dc:creator>FireMedic1</dc:creator>
      <dc:date>2023-10-08T22:45:46Z</dc:date>
    </item>
    <item>
      <title>Re: I’m on the edge, talk me down.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-m-on-the-edge-talk-me-down/m-p/6714178#M324351</link>
      <description>&lt;P&gt;OP has applied and been approved.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 08 Oct 2023 23:17:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-m-on-the-edge-talk-me-down/m-p/6714178#M324351</guid>
      <dc:creator>NoMoreE46</dc:creator>
      <dc:date>2023-10-08T23:17:42Z</dc:date>
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