topic Re: which CRA does chase pull !? in Credit Card Applications

which CRA does chase pull !?

Anonymous — Fri, 30 Jan 2015 19:51:17 GMT

I have 9 inquires on eq and 5 on tu , idk my EX though how can I get my hands on a ex report for free !? Besides annual credit thing

Re: which CRA does chase pull !?

heyarrnold — Fri, 30 Jan 2015 19:52:19 GMT

Here in California, they almost always pull Experian.

Re: which CRA does chase pull !?

Anonymous — Fri, 30 Jan 2015 19:53:00 GMT

Many banks vary regionally, so Chase will pull one CRA in one state and a different one in another (Others, like Barclays and Amex are more uniform). Chase also frequently double pulls.

Re: which CRA does chase pull !?

mongstradamus — Fri, 30 Jan 2015 19:55:52 GMT

@Anonymous wrote:
Many banks vary regionally, so Chase will pull one CRA in one state and a different one in another (Others, like Barclays and Amex are more uniform). Chase also frequently double pulls.

For east coast its EX or EX+something else. For my last three chase cards , freedom was EX, CSP was ex+tu, and ink plus was ex.

Re: which CRA does chase pull !?

Anonymous — Fri, 30 Jan 2015 19:56:07 GMT

@Anonymous wrote:
I have 9 inquires on eq and 5 on tu , idk my EX though how can I get my hands on a ex report for free !? Besides annual credit thing

Yeah, echo-ing others it may depend on where you live. I'm in VA and they pull EX AND EQ on me.

If you go to creditboards.com, towards the top is a tab called CreditPulls and you can enter the creditor and the state you live in to see what people in your state have reported that has been pulled for them.

Re: which CRA does chase pull !?

Anonymous — Fri, 30 Jan 2015 19:57:09 GMT

Chase has. Pulled From my EQ a couple times actually

Re: which CRA does chase pull !?

Anonymous — Fri, 30 Jan 2015 19:57:25 GMT

@Anonymous wrote:
I have 9 inquires on eq and 5 on tu , idk my EX though how can I get my hands on a ex report for free !? Besides annual credit thing

Always been EX for me.

Re: which CRA does chase pull !?

Skye12329 — Fri, 30 Jan 2015 20:01:44 GMT

Ex for single pull over here in MN
Ex and Eq if double.

Always ymmv

Re: which CRA does chase pull !?

Anonymous — Fri, 30 Jan 2015 20:03:28 GMT

My last hard pull from chase on eq was oct 2014 should I all or garden for another month

Re: which CRA does chase pull !?

Anonymous — Fri, 30 Jan 2015 20:05:32 GMT

When I applied, they pulled both EQ and EX. I'm in Washington.

Re: which CRA does chase pull !?

Anonymous — Fri, 30 Jan 2015 20:29:33 GMT

I'm in NV, they pulled EX+TU for the freedom

Re: which CRA does chase pull !?

kdong1996 — Fri, 30 Jan 2015 21:00:54 GMT

South Carolina, they always pull EX+EQ. 7/21 of my HP are from them...

Re: which CRA does chase pull !?

Anonymous — Fri, 30 Jan 2015 21:04:03 GMT

Chase seems to like approving me but at the cost of two HP's every single time Im in Cali

Freedom - EX & EQ

Sapphire - EX & TU

Ink Cash - EX & EQ

Re: which CRA does chase pull !?

Anonymous — Fri, 30 Jan 2015 21:23:05 GMT

@Anonymous wrote:
Chase seems to like approving me but at the cost of two HP's every single time Im in Cali
Freedom - EX & EQ
Sapphire - EX & TU
Ink Cash - EX & EQ

That is interesting, didn't know that sometimes the second pull would vary.

Re: which CRA does chase pull !?

Anonymous — Fri, 30 Jan 2015 22:11:01 GMT

I'm in Virginia and Chase pulled all 3 for me. Applied December 2014

Re: which CRA does chase pull !?

kdm31091 — Fri, 30 Jan 2015 22:20:29 GMT

The bottom line is we can all tell you who they pulled for us but there's never a guarantee. They can pull one, two or all three even. In any combination!

Re: which CRA does chase pull !?

Imperfectfuture — Fri, 30 Jan 2015 23:13:23 GMT

WA state is notorious for the double pull (looked it up on credit pulls database). Was expecting the eq hard pull for amazon visa, but they also pulled experian.

Re: which CRA does chase pull !?

thelethargicage — Fri, 30 Jan 2015 23:27:04 GMT

In FL it's usually a double pull on EX and EQ

Re: which CRA does chase pull !?

Anonymous — Fri, 30 Jan 2015 23:31:27 GMT

Applied 10/14, pulled Experian and Equifax. In Nashville, TN.

Re: which CRA does chase pull !?

Anonymous — Fri, 30 Jan 2015 23:39:51 GMT

freedom this month, Vermont EX and TU