topic Re: Bread Cashback (AMEX) in Credit Card Applications

Bread Cashback (AMEX)

Zosimus — Wed, 22 Nov 2023 15:42:01 GMT

Received preapproval letter offering 2% unlimited cash back and a $200 bonus upon spending $1,000 in the first 90 days from account open.

Apped and got HPs on at least EQ and EX. Did not get the best rate with 752 EX score.

APR 31.24%

$6750 SL

Issuer appears to be Comenity Capital Bank

Correction: HP was Experian. No HP on Equifax or TUC.

Re: Bread Cashback (AMEX)

JoeRockhead — Wed, 22 Nov 2023 01:17:27 GMT

Nice SL, congratulations on your Bread approval!

Re: Bread Cashback (AMEX)

Linnaea — Wed, 22 Nov 2023 01:38:15 GMT

Hoping interest rates come back down.

Re: Bread Cashback (AMEX)

BigBS — Wed, 22 Nov 2023 02:15:21 GMT

Congrats on the approval! Need to move this thread to the Approvals forum.

Re: Bread Cashback (AMEX)

SUPERSQUID — Wed, 22 Nov 2023 13:07:57 GMT

I have that card about one year. Its ok for small expenditures because interest rate is high but cb redemtion has many options and is easy.

My sl was 6k but after 6 months i requested a cli and got 2k to a total of 8k cl.

Re: Bread Cashback (AMEX)

MitchDeerfield — Wed, 22 Nov 2023 19:22:45 GMT

I just got the Bread Cashback pre-approval letter with $200 sign up bonus for $1000 spend. Will come in handy in March when I have to pay my federal income tax.

The interest rate is crazy high for me but I always pay in full every month, much to their disappointment.

Re: Bread Cashback (AMEX)

SouthJamaica — Wed, 22 Nov 2023 20:18:18 GMT

@Zosimus wrote:
Received preapproval letter offering 2% unlimited cash back and a $200 bonus upon spending $1,000 in the first 90 days from account open.

Apped and got HPs on at least EQ and EX. Did not get the best rate with 752 EX score.

APR 31.24%
$6750 SL

Issuer appears to be Comenity Capital Bank
Correction: HP was Experian. No HP on Equifax or TUC.

Congratulations on your approval.

Re: Bread Cashback (AMEX)

BuckyB — Thu, 23 Nov 2023 06:07:55 GMT

Never mind, I didn't realize this card was a comenity card

Re: Bread Cashback (AMEX)

Credithead86 — Thu, 30 Nov 2023 02:31:46 GMT

Did you have to email documents?

Re: Bread Cashback (AMEX)

youngandcreditwrthy — Thu, 30 Nov 2023 16:09:09 GMT

I think the worst rate is like 35.24% on this card lol which is just crazy. That's first premier bank style robbery! lol