topic Re: US Bank Secure Card in Credit Card Applications

US Bank Secure Card

Fuerza — Sat, 09 Dec 2023 00:51:47 GMT

I applied for one today, only placed $300.00 for the secured amount. It didn't give me an instant approval. I was curious if that was normal? I filed Chapter 7 BK over a year ago and this is the first application I've done in several years. I don't have any late payments or anything. Only 1 account currently reporting.

Re: US Bank Secure Card

simplynoir — Sat, 09 Dec 2023 00:57:34 GMT

https://www.usbank.com/customer-service/knowledge-base/KB0069779.html

Call the number for the application status line on the link above and see what the automated line has to say. We can go from there on how to assist you. I will say if applying for a secured credit card is the same as the non-secure cards it may take a few business days before you get a decision if it wasn't an automatic approval/denial

Re: US Bank Secure Card

Waldemar — Sat, 09 Dec 2023 06:05:48 GMT

@Fuerza is normal. I have two secured US Bank cards and they were not approved instantly but 5 days or so later. Around the same time I saw the $ come out of my checking account for their deposits.

Re: US Bank Secure Card

Fuerza — Tue, 12 Dec 2023 22:16:54 GMT

Just wanted to provide a data point. The $300 was deducted from my bank account. I'm a little surprised but I also haven't received any type of notice from US Bank. No email or anything.

Re: US Bank Secure Card

Waldemar — Tue, 12 Dec 2023 22:27:20 GMT

@Fuerzaif the money was deducted, you were approved. For context, I applied on July 18, 2021; about five days later or so, the money was taken out of my checking account. On July 28, 2021, I got the email that I was approved. So, you should be getting an email soon.

Re: US Bank Secure Card

DatGalMoe — Thu, 04 Jan 2024 20:26:45 GMT

which card were you approved for?