https://ficoforums.myfico.com/t5/Credit-Card-Applications/PenFed-Hard-Inquiry/m-p/6734654#M325823 <P>Negative, it would be a new hp</P> Wed, 24 Jan 2024 19:57:07 GMT CreditPoor 2024-01-24T19:57:07Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/PenFed-Hard-Inquiry/m-p/6734646#M325822 <P>I was just approved for an auto loan refinance. They pulled a hard inquiry on Jan 20. I'm thinking to apply for a credit card. Would PenFed use the same hard inquiry? I spoke to an agent who wasn't sure. He intitially said that a 2nd hard inquiry will be pulled. Then I questioned it...so he said that it is possible they will use the same hard inquiry...he added there is no guarantee.</P><P>&nbsp;</P><P>From your experience...did they pull a hard inquiry for each loan you applied for within a short period of time?</P> Wed, 24 Jan 2024 19:20:28 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/PenFed-Hard-Inquiry/m-p/6734646#M325822 AJ67 2024-01-24T19:20:28Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/PenFed-Hard-Inquiry/m-p/6734654#M325823 <P>Negative, it would be a new hp</P> Wed, 24 Jan 2024 19:57:07 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/PenFed-Hard-Inquiry/m-p/6734654#M325823 CreditPoor 2024-01-24T19:57:07Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/PenFed-Hard-Inquiry/m-p/6734660#M325824 <P>correct^</P><P>&nbsp;</P><P>PenFed using a new HP for everything - including CLI</P><P>&nbsp;</P> Wed, 24 Jan 2024 20:21:51 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/PenFed-Hard-Inquiry/m-p/6734660#M325824 RSX 2024-01-24T20:21:51Z