topic Re: BoA and U.S. Bank Applications.... in Credit Card Applications

BoA and U.S. Bank Applications....

pi-r-squared — Fri, 16 Feb 2024 15:52:44 GMT

Jumping off a successful 2nd Discover app, I tried for BoA Bankamericard and U.S. Bank Platinum.

BoA was a instant denial and U.S. Bank gave me a 7-10 day message. I'm thinking U.S. Bank will also be a reject but there's always hope until there isn't!

Re: BoA and U.S. Bank Applications....

Traveler101 — Sat, 17 Feb 2024 00:36:02 GMT

Wait until you get the letters. It does not specifically mean you have been declined. With fraud on the rise, it may be something as simple as additional information required or verification that you actually applied. Both boa and usb are big on that. Hopefully it may turn out in your favor.

Re: BoA and U.S. Bank Applications....

Iusedtolurk — Sat, 17 Feb 2024 16:50:44 GMT

@pi-r-squared wrote:
Jumping off a successful 2nd Discover app, I tried for BoA Bankamericard and U.S. Bank Platinum.

BoA was a instant denial and U.S. Bank gave me a 7-10 day message. I'm thinking U.S. Bank will also be a reject but there's always hope until there isn't!

@pi-r-squared Boa instantly denied me when I applied 8 months ago and then I received a letter requesting Drivers license copy a week later. After they received it I was approved. Horribly low limit of 600 dollars (My lowest limit Highest being 17000) but still an approval.

CLI requests (2 clicking Request CLI Link) since then have been denied with same reason. Account not 12 months old and No other Boa accounts.

Re: BoA and U.S. Bank Applications....

nytokyobred79 — Fri, 23 Feb 2024 00:07:51 GMT

@pi-r-squared wrote:
Jumping off a successful 2nd Discover app, I tried for BoA Bankamericard and U.S. Bank Platinum.

BoA was a instant denial and U.S. Bank gave me a 7-10 day message. I'm thinking U.S. Bank will also be a reject but there's always hope until there isn't!

Hope you had some luck with U.S Bank