topic Re: Denied CLI - Apple Card in Credit Card Applications

Denied CLI - Apple Card

NoMoreE46 — Sat, 24 Feb 2024 00:44:14 GMT

This thread is dedicated to my supporters @pizzadude, @Brian_Earl_Spilner and @Horseshoez.

I was denied a CLI request on my Apple Card; GS provided the following response:

Multiple recent HP applications on TU.

My previous CLI to $15000 was 13 months ago whereby my TU was 1/6, 2/12 and 2/24 as of Jan 2023.

Last week, my TU was at: 2/6, 4/12 and 5/24. Don't know if the 2/6 would trigger the denial, but my 4/12 probably did.

Re: Denied CLI - Apple Card

Jnbmom — Sat, 24 Feb 2024 00:55:37 GMT

Bummer . They seem to be very strange . I haven't had an increase in well over a year . If I put some spend on it I get denied for inquires . If I don't spend a lot , I get denied for not using card enough . I just about give up with them 🙄

Re: Denied CLI - Apple Card

Brian_Earl_Spilner — Sat, 24 Feb 2024 06:49:19 GMT

Please don't spam apple posts.

#Android4Life

Re: Denied CLI - Apple Card

CorpCrMgr1 — Sat, 24 Feb 2024 10:26:58 GMT

Sorry you weren't approved.

Re: Denied CLI - Apple Card

md_rebuild — Sat, 24 Feb 2024 17:37:16 GMT

Hmmm...I put a few hundred a month on mine and I asked for a increase last month (it had been 6 months since my last request), and they bumped me from 11K to 16K.

I've found they're a bit like Synchrony...you never know what you're going to get. Put minimal spend, get an increase. Max your limit and PIF, sorry, denied.

Re: Denied CLI - Apple Card

pizzadude — Sun, 25 Feb 2024 00:28:58 GMT

@Brian_Earl_Spilner wrote:
Please don't spam apple posts.

#Android4Life

When exactly is that Android card coming out?

Re: Denied CLI - Apple Card

Brian_Earl_Spilner — Sun, 25 Feb 2024 02:13:05 GMT

@pizzadude wrote:
@Brian_Earl_Spilner wrote:
Please don't spam apple posts.

#Android4Life
When exactly is that Android card coming out?

Apple users need a credit card since they pay more for everything from apps to hardware.

Gotta give it up to apple, Tesla, and Amex though for being able to market themselves as status symbols.

Re: Denied CLI - Apple Card

nytokyobred79 — Sun, 25 Feb 2024 04:22:58 GMT

@NoMoreE46 wrote:
This thread is dedicated to my supporters @pizzadude, @Brian_Earl_Spilner and @Horseshoez.

I was denied a CLI request on my Apple Card; GS provided the following response:
Multiple recent HP applications on TU.

My previous CLI to $15000 was 13 months ago whereby my TU was 1/6, 2/12 and 2/24 as of Jan 2023.
Last week, my TU was at: 2/6, 4/12 and 5/24. Don't know if the 2/6 would trigger the denial, but my 4/12 probably did.

Slightly different scenario but I was recently approved for an apple card( didn't take the offer). I have been trying to apply for the card the past few years and was only ever approved once before. The pattern that I noticed in both cases was that I was either 1/6 (first time) and now 0/6 for inquiries on TU. And I was 5/12 and 6/12 respectively in both cases. Since you're already an acct holder, I suppose the threshold for cli's now could be inn the 2-3 range...my own supposition w/o dp's

Re: Denied CLI - Apple Card

NoMoreE46 — Mon, 26 Feb 2024 18:39:39 GMT

@Brian_Earl_Spilner wrote:
@pizzadude wrote:
@Brian_Earl_Spilner wrote:
Please don't spam apple posts.

#Android4Life
When exactly is that Android card coming out?
Apple users need a credit card since they pay more for everything from apps to hardware.

Gotta give it up to apple, Tesla, and Amex though for being able to market themselves as status symbols.

My other recreational mobile is a Motorola. I have been using Android and IOS so long that both are second nature to me.

To date me, I still miss the Palm OS.