topic 6 Months Between Applications in Credit Card Applications

6 Months Between Applications

Beast26 — Wed, 03 Apr 2024 23:06:28 GMT

For the banks like wells Fargo that say you have to wait 6 months to apply for a new Wells fargo card can I actually apply after 6 months and a day or do I actually have to wait 7 months? I remember someone saying for US Bank to wait 7 months but I know US Bank do things differently.

Re: 6 Months Between Applications

CorpCrMgr1 — Fri, 05 Apr 2024 00:46:40 GMT

That sounds right. Good luck!

Re: 6 Months Between Applications

GhostCredit — Mon, 08 Apr 2024 13:42:44 GMT

I know WF and cap1 is 6 months in between. I was reading about pnc and they said gotta have the virtual wallet account for 6 months before opening up a card. I would wait 7 months just to be safe or do it in December so you could 2 cards for WF for the year.

Re: 6 Months Between Applications

CYBERSAM — Thu, 11 Apr 2024 15:46:00 GMT

@Beast26 wrote:
For the banks like wells Fargo that say you have to wait 6 months to apply for a new Wells fargo card can I actually apply after 6 months and a day or do I actually have to wait 7 months? I remember someone saying for US Bank to wait 7 months but I know US Bank do things differently.

What was the original denial reason? I know WF is new account and inquires sensitive.

Re: 6 Months Between Applications

Aim_High — Wed, 24 Apr 2024 01:22:27 GMT

I would wait the seven months to make sure your reports have updated, @Beast26.

Re: 6 Months Between Applications

Zosimus — Wed, 24 Apr 2024 20:59:29 GMT

I say you should apply for something every 122 days like clockwork. That would mean apply for the second card with Wells Fargo at 8m and app something in between.

Just my opinion...