topic Re: Amex double pull in Credit Card Applications

Amex double pull

FicoMike0 — Thu, 25 Apr 2024 21:50:21 GMT

I was looking at my hard pull history and noticed that amex did a double pull on me last year when I apped for bce. I'm pretty sure I was preapproved, too. They pulled experian and transunion. Is this typical of just me?

Re: Amex double pull

JoeRockhead — Thu, 25 Apr 2024 22:20:18 GMT

Very common for Amex to double pull.

Re: Amex double pull

Zoostation1 — Fri, 26 Apr 2024 01:44:27 GMT

My understanding is that double pulls (EX and TU) are the norm for new customers (those with past history may get a single EX), and on subsequent cards you may end up with just a soft pull approval. I was an EX and TU pull for my BCP.

Re: Amex double pull

FicoMike0 — Fri, 26 Apr 2024 03:14:33 GMT

Any others known for multi pulls, beside capone?

Re: Amex double pull

bytechma — Fri, 26 Apr 2024 19:27:45 GMT

I was double pulled for the Amex Optima card

Re: Amex double pull

SouthJamaica — Fri, 26 Apr 2024 19:37:29 GMT

@FicoMike0 wrote:
Any others known for multi pulls, beside capone?

Chase sometimes double pulls.

For me it's always been a single pull, though.

Re: Amex double pull

NoHardLimits — Sat, 27 Apr 2024 01:52:34 GMT

Chase and Citi both double pull for me (EX & EQ) in Florida.

Re: Amex double pull

keekers — Sat, 27 Apr 2024 02:22:56 GMT

I got double pulled for both of my Chase cards in TX.

Re: Amex double pull

NoMoreDebt — Sat, 27 Apr 2024 18:23:56 GMT

was double pulled for my first 2 Amex cards. havent been pulled at all for all the other Amex cards since

Re: Amex double pull

Dilbert934 — Mon, 29 Apr 2024 03:34:06 GMT

@Zoostation1 wrote:
My understanding is that double pulls (EX and TU) are the norm for new customers (those with past history may get a single EX), and on subsequent cards you may end up with just a soft pull approval.

I was approved for the Delta SkyMiles Reserve card while my credit was frozen. Only thing I saw was a soft pull. I wasn't even aware it was frozen until I checked for who they pulled from and then remembered I had Frozen it a few months ago.

Re: Amex double pull

CreditCuriosity — Tue, 30 Apr 2024 00:23:44 GMT

@Dilbert934 wrote:
@Zoostation1 wrote:
My understanding is that double pulls (EX and TU) are the norm for new customers (those with past history may get a single EX), and on subsequent cards you may end up with just a soft pull approval.
I was approved for the Delta SkyMiles Reserve card while my credit was frozen. Only thing I saw was a soft pull. I wasn't even aware it was frozen until I checked for who they pulled from and then remembered I had Frozen it a few months ago.

As you were currently an AMEX card holder certainly most get SP approvals if already have a relationship with them. Very unlikely they will pull again after a card with them. but it does happen to a few