topic Re: Amex CLI Help! in Credit Card Applications

Amex CLI Help!

FicoMike0 — Mon, 29 Apr 2024 16:36:17 GMT

Ok, I'm going to ask advice before I try. I want to do an amex cli. I have bce, since 6/23. Initial cl $6000, auto increase at 6 months to $9000 ex score then was 759, income $55k. The tab is available now. Ex score at last amex sp was 793, current income $63k. I'm thinking ask 3X, 9 X 3 = $27k. Rather not have poi. Any suggestions?

Re: Amex CLI Help!

GZG — Mon, 29 Apr 2024 17:16:58 GMT

@FicoMike0 wrote:
Ok, I'm going to ask advice before I try. I want to do an amex cli. I have bce, since 6/23. Initial cl $6000, auto increase at 6 months to $9000 ex score then was 759, income $55k. The tab is available now. Ex score at last amex sp was 793, current income $63k. I'm thinking ask 3X, 9 X 3 = $27k. Rather not have poi. Any suggestions?

if you are extremely adverse to the optional poi request, ask for $5k, smaller requests are seemingly less likely to be declined/trigger optional poi

otherwise, just ask for the $27k and see what happens.

could get a partial approval with poi for the rest, full approval, full denial, partial approval no poi request or pending poi

if your goal is a certain amount, feel free to just ask for that and not push for $27k if you don't want to

Re: Amex CLI Help!

Rogue46 — Mon, 29 Apr 2024 19:17:22 GMT

What kind of limits to you have on your other cards? If they are all up there you should get the full amount your asking for.

Re: Amex CLI Help!

FicoMike0 — Mon, 29 Apr 2024 19:27:15 GMT

It's my highest. Next is wells active cash at $8500. Opened it Nov 23, still original cl. I'll probably cli it next month. Current total limit is ~$25000.

Re: Amex CLI Help!

Im-back — Thu, 02 May 2024 02:58:59 GMT

What was the result? Did you get $27K

Re: Amex CLI Help!

FicoMike0 — Thu, 02 May 2024 04:01:27 GMT

Got the $27k! Instantly, right in the app. Had to be sp, my reports are frozen.

Re: Amex CLI Help!

keekers — Thu, 02 May 2024 04:04:19 GMT

Congrats

Re: Amex CLI Help!

NoMoreE46 — Fri, 03 May 2024 00:08:07 GMT

Congrats on the 27,000!