topic Re: First Tech Credit Union in Credit Card Applications

First Tech Credit Union

hhhhhhh — Mon, 20 May 2024 14:05:14 GMT

Hello all

Interested in any information and DP's about First Tech Credit Union in regards to newer member applications. Is there a perferable wait time for new members to apply for products? I see they use mostly Experian but does anyone know what version?
I am aware of the check your rate option they have, so I was wondering if it returns a number instead of we can't find anything language is that golden for an approval?
Looking to consolidate a few cards and would like to close if they offer decent limits or balance transfer options.

Thank you!

Re: First Tech Credit Union

tcbofade — Thu, 23 May 2024 14:27:16 GMT

Decent is a relative term.

DW got approved for a $5k starting line... she used the zero percent zero fee BT offer for 12 months, paid it off, and it's been sitting empty since.

Their website is a bit clunky to use, but no real complaints.

No real benefits either...

Re: First Tech Credit Union

IntegerIntrovert — Sat, 25 May 2024 00:36:51 GMT

+1 to website being ancient for "tech" CU. I just closed my stuff since I wasn't using it.

Re: First Tech Credit Union

donald795 — Thu, 06 Jun 2024 04:07:00 GMT

Hello,

first Tech Credit Union's new member application process is generally straightforward. While they primarily use Experian for credit checks, the specific version isn't it publicly disclosed. A "check your rate" option returning a specific number rather than an "unable to find" message is a positive indicator but indigo credit card not a guarantee of approval. For consolidation, focus on their offered limits and balance transfer options, as these factors determine the suitability of their products for your needs. It is always advisable to contact First Tech directly for the most accurate and up to date information on their policies and application process.