topic Re: Qualifications to join Redstone FCU pre-CC app? in Credit Card Applications

Qualifications to join Redstone FCU pre-CC app?

unsungivy — Mon, 24 Jun 2024 13:54:01 GMT

Looking into adding the Redstone FCU VS next month.

It appears I need to join the FCU first, can anyone give me a low-down on the current hoops to jump? An article I found looks like it was semi-gated, but people around here seem to be saying "anyone can join". Is there a specific known bicycle club I need to sign up for first or something, or are they really open to "anyone" without hoop-jumping now?

Re: Qualifications to join Redstone FCU pre-CC app?

GZG — Mon, 24 Jun 2024 14:51:34 GMT

@unsungivy wrote:
Looking into adding the Redstone FCU VS next month.

It appears I need to join the FCU first, can anyone give me a low-down on the current hoops to jump? An article I found looks like it was semi-gated, but people around here seem to be saying "anyone can join". Is there a specific known bicycle club I need to sign up for first or something, or are they really open to "anyone" without hoop-jumping now?

https://www.ausa.org/membership/basic

this is the free org to join which qualifies you for Redstone, if you have a FFA membership from another CU that would work too.

they probably won't even confirm when you tell them when you join, but feel free to do either just in case. AUSA is free, FFA is like $8 if you don't have a free source of it from another CU or something.

Re: Qualifications to join Redstone FCU pre-CC app?

AndySoCal — Tue, 25 Jun 2024 04:34:18 GMT

I joined by becoming a member of the financial fitness association first. I used the link from FFA partners for Redstone. I applied for membership was approved after a video call.

Re: Qualifications to join Redstone FCU pre-CC app?

SouthJamaica — Wed, 26 Jun 2024 19:37:06 GMT

I was able to join by being a member of the American Consumer Council.

Re: Qualifications to join Redstone FCU pre-CC app?

unsungivy — Wed, 26 Jun 2024 21:33:46 GMT

@SouthJamaica wrote:
I was able to join by being a member of the American Consumer Council.

Interesting, I don't see that one on their list? Does it cost to join?

Re: Qualifications to join Redstone FCU pre-CC app?

SouthJamaica — Thu, 27 Jun 2024 01:38:15 GMT

@unsungivy wrote:

@SouthJamaica wrote:
I was able to join by being a member of the American Consumer Council.
Interesting, I don't see that one on their list? Does it cost to join?

Now I'm not sure. Maybe it was the Financial Fitness Association.

Re: Qualifications to join Redstone FCU pre-CC app?

unsungivy — Thu, 27 Jun 2024 12:13:50 GMT

@SouthJamaica wrote:
@unsungivy wrote:

@SouthJamaica wrote:
I was able to join by being a member of the American Consumer Council.
Interesting, I don't see that one on their list? Does it cost to join?
Now I'm not sure. Maybe it was the Financial Fitness Association.

Thanks, sounds like FFA may be the way to go.

One more thing: do they do a hard pull to join?

Re: Qualifications to join Redstone FCU pre-CC app?

SouthJamaica — Thu, 27 Jun 2024 15:53:50 GMT

@unsungivy wrote:

@SouthJamaica wrote:
@unsungivy wrote:

@SouthJamaica wrote:
I was able to join by being a member of the American Consumer Council.
Interesting, I don't see that one on their list? Does it cost to join?
Now I'm not sure. Maybe it was the Financial Fitness Association.
Thanks, sounds like FFA may be the way to go.

One more thing: do they do a hard pull to join?

No, it was a soft pull.

Re: Qualifications to join Redstone FCU pre-CC app?

unsungivy — Mon, 01 Jul 2024 15:09:33 GMT

Thanks all. Did app yesterday, called them for video call today, approved within minutes. Will plan to snag the CC later this month 👍

Re: Qualifications to join Redstone FCU pre-CC app?

unsungivy — Mon, 01 Jul 2024 21:37:55 GMT

Welp, that plan lasted what, a week? Thank goodness it was only a soft pull.

Re: Qualifications to join Redstone FCU pre-CC app?

SouthJamaica — Tue, 02 Jul 2024 18:20:17 GMT

@unsungivy wrote:
Welp, that plan lasted what, a week? Thank goodness it was only a soft pull.

Sorry. I wonder why they added that new requirement. It makes me think they're planning to nerf the card, since it's probably not profitable, and this was a way to begin the process of easing into it gradually. The card is probably a loss leader, and the thinking is that in-state customers are more likely to use the institution's other, more profitable, products, such as mortgages and car loans.

Re: Qualifications to join Redstone FCU pre-CC app?

GhostPrototype — Wed, 03 Jul 2024 21:43:40 GMT

Ugh! I joined in January and was waiting to see if a pre-approval for the Visa Signature would appear... should have just taken a shot at it before the door closed.