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    <title>topic Discover IT CLI in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Discover-IT-CLI/m-p/6783917#M329670</link>
    <description>&lt;P class="lia-indent-padding-left-30px"&gt;Hello. I've had the Discover IT card since 2013. I believe initial SL was $5,900. To the best of my knowledge, I got auto increase of $3K early 2022. Later that year I applied for a CLI and was approved for an additional $2.5K to bump my CL to $9,900. Honestlu, didn't use the card much. Since then I have applied for CLI and would always be declined for not enough usage.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Recently I started to use the card more and charged about $2500 to it. I then applied for a CLI a few weeks before my statement cut in July of this year and was auto approved for an additional $2K increase bringing my CL to $11,900. I paid down all except $400 by due date. My statement then cut in August and I tried another CLI and was auto approved for another $2K for a total CL of $13,990. I wasn't expecting that. My FICO 8 TU score is 776. My overall CL utilization is at 21% so I have been hunting for CLI's and new BT cards.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyway, I just wanted to share. Back to back CLI within a month. Wonder if I can keep pressing my luck. Unfortunately, I have no BT offers on this card at the moment.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Thu, 29 Aug 2024 21:23:55 GMT</pubDate>
    <dc:creator>CC516</dc:creator>
    <dc:date>2024-08-29T21:23:55Z</dc:date>
    <item>
      <title>Discover IT CLI</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Discover-IT-CLI/m-p/6783917#M329670</link>
      <description>&lt;P class="lia-indent-padding-left-30px"&gt;Hello. I've had the Discover IT card since 2013. I believe initial SL was $5,900. To the best of my knowledge, I got auto increase of $3K early 2022. Later that year I applied for a CLI and was approved for an additional $2.5K to bump my CL to $9,900. Honestlu, didn't use the card much. Since then I have applied for CLI and would always be declined for not enough usage.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Recently I started to use the card more and charged about $2500 to it. I then applied for a CLI a few weeks before my statement cut in July of this year and was auto approved for an additional $2K increase bringing my CL to $11,900. I paid down all except $400 by due date. My statement then cut in August and I tried another CLI and was auto approved for another $2K for a total CL of $13,990. I wasn't expecting that. My FICO 8 TU score is 776. My overall CL utilization is at 21% so I have been hunting for CLI's and new BT cards.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyway, I just wanted to share. Back to back CLI within a month. Wonder if I can keep pressing my luck. Unfortunately, I have no BT offers on this card at the moment.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 29 Aug 2024 21:23:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Discover-IT-CLI/m-p/6783917#M329670</guid>
      <dc:creator>CC516</dc:creator>
      <dc:date>2024-08-29T21:23:55Z</dc:date>
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