topic Re: Several Offers through Chase in Credit Card Applications

Several Offers through Chase

BlueTree — Wed, 28 Aug 2024 21:40:57 GMT

I just discovered that I have several credit card offers through Chase. I've been a cardholder of the Chase Freedom card for years. Under my account, it says I'm already approved for several options. I've been wanting to do a balance transfer from one of my other cards to a new card for a while. I can get 18 months BT with 0%APR and $0 balance transfer fee with the Chase Slate Edge or 15 months BT with 0%APR and $0 balance transfer fee with Chase Freedom Unlimited. Which would be the better choice?

(I have always wanted the Chase Freedom Unlimited, but I'd rather save that for purchases because of the cash back rewards.)

Re: Several Offers through Chase

wingennis — Thu, 29 Aug 2024 00:11:23 GMT

The Freedom Unlimited might be more useful to you after the BT period expires.

Re: Several Offers through Chase

BlueTree — Mon, 09 Sep 2024 22:16:36 GMT

Thanks for your help.

I decided to go with the Chase Slate Edge for the 18 months balance transfer offer. I was disappointed that I only was approved for $500, but my current score is 650 with Chase Credit Journey so I'm still happy to have the card.

Re: Several Offers through Chase

Yoshi1981 — Mon, 09 Sep 2024 22:25:28 GMT

@BlueTree wrote:
Thanks for your help.
I decided to go with the Chase Slate Edge for the 18 months balance transfer offer. I was disappointed that I only was approved for $500, but my current score is 650 with Chase Credit Journey so I'm still happy to have the card.

@BlueTree Congrats on the card, nice you weren't outright denied. But does that $500 cover the amount you had in mind for balance transfer?