topic Re: BILT Card Auto-CLI? in Credit Card Applications

BILT Card Auto-CLI?

creditrizz — Thu, 03 Oct 2024 06:16:04 GMT

Anyone out there ever receive an automatic CLI on their Bilt Card? It hasn't been around for all that long so I couldn't find any info on auto-CLIs, just people who called in to request one that came with a HP. There doesn't even seem to be a way to request one online. This is my only WF credit card so I'm not sure if this type of CLI struggle is specific to this card or all of theirs.

Re: BILT Card Auto-CLI?

FicoMike0 — Thu, 03 Oct 2024 13:54:07 GMT

I couldn't find online either for wells active cash, had to call. They went 125%.

Re: BILT Card Auto-CLI?

PumpkinFarmer — Thu, 03 Oct 2024 19:51:57 GMT

WF seems to have a CLI ceiling of 25% with a soft pull. They will happily consider you for more if you are willing to speak to a banker and take the HP hit.

Re: BILT Card Auto-CLI?

creditrizz — Fri, 04 Oct 2024 02:17:24 GMT

@PumpkinFarmer wrote:
WF seems to have a CLI ceiling of 25% with a soft pull. They will happily consider you for more if you are willing to speak to a banker and take the HP hit.

I could deal with 25% at a time. Is that something you have to call in for on all of their cards too, or can you do it online for the cards other than BILT?

Re: BILT Card Auto-CLI?

PumpkinFarmer — Fri, 04 Oct 2024 02:31:33 GMT

You have to call for CLI on all WF cards.