topic Re: Home Depot Pre-Approval Option Gone? in Credit Card Applications

Home Depot Pre-Approval Option Gone?

Waldemar — Sat, 05 Oct 2024 03:27:08 GMT

Has the option to get pre-approved for the Home Depot Consumer credit card suddenly disappeared? I can't find it anywhere anymore; it seems I can only apply now.

Re: Home Depot Pre-Approval Option Gone?

ways2go — Sat, 05 Oct 2024 06:41:42 GMT

I can't seem to find it either. I have noticed on Homedepot.com they are showing a 17.99 to a 29.99 % interest rate, but when you go into the terms for the card, it shows just a 29.99% interest rate. The only rate they have is the 29.99. It's been that way for months now.

Re: Home Depot Pre-Approval Option Gone?

Waldemar — Sat, 05 Oct 2024 11:19:49 GMT

@ways2go I have a feeling they may be coming out with a Visa or MC version, perhaps. A couple of weeks ago, I used the pre-approval tool, and for the first time in years, I was offered six times more than I would typically be offered.

Re: Home Depot Pre-Approval Option Gone?

MitchDeerfield — Sat, 05 Oct 2024 12:05:57 GMT

@ways2go wrote:
I can't seem to find it either. I have noticed on Homedepot.com they are showing a 17.99 to a 29.99 % interest rate, but when you go into the terms for the card, it shows just a 29.99% interest rate. The only rate they have is the 29.99. It's been that way for months now.

Home Depot is very generous with giving you interest-free loans for up to 24 months, zero interest.