topic How to join Jovia Credit Union? in Credit Card Applications

How to join Jovia Credit Union?

notallthatglitters — Sun, 20 Oct 2024 02:02:05 GMT

I've seen a few individuals on here join this credit union and I'm curious how you're meeting the requirements? Is everyone from the area or had a sponsor?

Re: How to join Jovia Credit Union?

GZG — Sun, 20 Oct 2024 03:55:05 GMT

@notallthatglitters wrote:
I've seen a few individuals on here join this credit union and I'm curious how you're meeting the requirements? Is everyone from the area or had a sponsor?

https://www.jovia.org/knowledge-base/what-are-the-eligibility-requirements-to-become-a-member-at-jovia

Enroll via our partnership with Cross-State Foundation, an organization that promotes financial education, contributes to disaster relief and helps community development in underserved areas.

they've become pretty chex-sensitive from when I joined, make sure you don't have too many/too many recent chex inquires, but you should be good otherwise, there's even a direct deposit checking bonus

https://www.jovia.org/personal-banking/tools-resources/promotions

Re: How to join Jovia Credit Union?

notallthatglitters — Sun, 20 Oct 2024 20:58:39 GMT

Thank you so much for explaining.

Re: How to join Jovia Credit Union?

Snook_on_the_Line — Mon, 21 Oct 2024 02:31:28 GMT

I joined by applying and subsequently getting approved for one of their credit cards

i signed up for the cross state organization thinking they would need me to provide my user name or a member number from them as I am out of their service area but they never asked

Once I was approved for the credit card they automatically opened my share savings account and funded it with five dollars for me, thus making me a member.

My Chex was frozen at the time

Re: How to join Jovia Credit Union?

yam1rts — Fri, 25 Oct 2024 07:43:23 GMT

What’s so good about their cards?

Re: How to join Jovia Credit Union?

Snook_on_the_Line — Fri, 25 Oct 2024 13:24:14 GMT

@yam1rts wrote:
What’s so good about their cards?

Honestly, not much.

just utilization padding. And low interest, that I'll never need because I don't carry balances.

$25k @14%. Half the apr my other cards.