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    <title>topic US Bank Relationship in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/US-Bank-Relationship/m-p/6794202#M330492</link>
    <description>&lt;P class=""&gt;&lt;SPAN class=""&gt;Hey forum, I want to share this incident that caught&amp;nbsp;me off guard in order for you guys to be prepared.&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;I received a call this morning from someone claiming to be from U.S. Bank, a lady named&amp;nbsp;&lt;SPAN class=""&gt;&amp;nbsp;&lt;/SPAN&gt;Centillia M. caller ID was 1-855-625-7356.&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;She claimed she noticed I was interested in the Altitude Go Visa which is true because every time I log into the app, it reminds me to finish the Cc application for this card.&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;She wanted to help me finish the application which sounded sketchy, at first I thought she was trying to steal my info but I was wondering how she knew I had looked in to the cc application.&amp;nbsp;&lt;SPAN class=""&gt;&amp;nbsp;&lt;/SPAN&gt;I was busy and ended the call.&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;I called customer service(credit department) and they had no idea about this practice.&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;I didn't&amp;nbsp;bother in returning the call, rather I just went ahead and applied on my own, check out my &lt;A href="https://ficoforums.myfico.com/t5/Credit-Card-Approvals/U-S-Bank-Altitude-Go/m-p/6794143/highlight/true#M891021" target="_self"&gt;experience&lt;/A&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;A couple minutes later I got an email from Centilla M. following up to our conversation and her email has the US Bank domain.&amp;nbsp;&lt;SPAN class=""&gt;&amp;nbsp;&lt;/SPAN&gt;Her signature states This:&lt;/SPAN&gt;&lt;/P&gt;&lt;P class="lia-indent-padding-left-60px"&gt;&lt;SPAN class=""&gt;National Outreach Relationship Consultant NMLS &lt;STRIKE&gt;??????(i redacted)&lt;/STRIKE&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P class="lia-indent-padding-left-60px"&gt;&lt;SPAN class=""&gt;O: &lt;STRIKE&gt;???-???-????&lt;/STRIKE&gt;| centillia.m&lt;STRIKE&gt;??????&lt;/STRIKE&gt;@usbank.com&lt;/SPAN&gt;&lt;/P&gt;&lt;P class="lia-indent-padding-left-60px"&gt;&lt;SPAN class=""&gt;Schedule an Appointment Here(&lt;STRIKE&gt;link&lt;/STRIKE&gt;)&lt;/SPAN&gt;&lt;/P&gt;&lt;P class="lia-indent-padding-left-60px"&gt;&lt;SPAN class=""&gt;U.S. Bank&lt;/SPAN&gt;&lt;/P&gt;&lt;P class="lia-indent-padding-left-60px"&gt;&lt;SPAN class=""&gt;Atlanta Concourse 2&lt;/SPAN&gt;&lt;/P&gt;&lt;P class="lia-indent-padding-left-60px"&gt;&lt;SPAN class=""&gt;2 Concourse Pkwy NE Ste 800, Atlanta, GA 30328-5588 | MK-GA-ELA | usbank.com&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;I now think it's&amp;nbsp;legit, I think she was just doing her job, the U.S. Bank website has posted job openings in this field and the job description is exactly what happened:&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;&lt;A href="https://careers.usbank.com/global/en/job/UBNAGLOBAL20240020202EXTERNALENGLOBAL/National-Outreach-Relationship-Consultant-Bilingual#:~:text=National%20Outreach%20Relationship%20Consultants%20build,adapting%20a%20digital%20first%20mindset." target="_blank" rel="noopener noreferrer"&gt;National Outreach Relationship Consultant-Bilingual - US Bank careers&lt;/A&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;If you think about it, thats is really good relationship between bank and client.&lt;/P&gt;</description>
    <pubDate>Thu, 24 Oct 2024 23:18:17 GMT</pubDate>
    <dc:creator>yam1rts</dc:creator>
    <dc:date>2024-10-24T23:18:17Z</dc:date>
    <item>
      <title>US Bank Relationship</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/US-Bank-Relationship/m-p/6794202#M330492</link>
      <description>&lt;P class=""&gt;&lt;SPAN class=""&gt;Hey forum, I want to share this incident that caught&amp;nbsp;me off guard in order for you guys to be prepared.&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;I received a call this morning from someone claiming to be from U.S. Bank, a lady named&amp;nbsp;&lt;SPAN class=""&gt;&amp;nbsp;&lt;/SPAN&gt;Centillia M. caller ID was 1-855-625-7356.&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;She claimed she noticed I was interested in the Altitude Go Visa which is true because every time I log into the app, it reminds me to finish the Cc application for this card.&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;She wanted to help me finish the application which sounded sketchy, at first I thought she was trying to steal my info but I was wondering how she knew I had looked in to the cc application.&amp;nbsp;&lt;SPAN class=""&gt;&amp;nbsp;&lt;/SPAN&gt;I was busy and ended the call.&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;I called customer service(credit department) and they had no idea about this practice.&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;I didn't&amp;nbsp;bother in returning the call, rather I just went ahead and applied on my own, check out my &lt;A href="https://ficoforums.myfico.com/t5/Credit-Card-Approvals/U-S-Bank-Altitude-Go/m-p/6794143/highlight/true#M891021" target="_self"&gt;experience&lt;/A&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;A couple minutes later I got an email from Centilla M. following up to our conversation and her email has the US Bank domain.&amp;nbsp;&lt;SPAN class=""&gt;&amp;nbsp;&lt;/SPAN&gt;Her signature states This:&lt;/SPAN&gt;&lt;/P&gt;&lt;P class="lia-indent-padding-left-60px"&gt;&lt;SPAN class=""&gt;National Outreach Relationship Consultant NMLS &lt;STRIKE&gt;??????(i redacted)&lt;/STRIKE&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P class="lia-indent-padding-left-60px"&gt;&lt;SPAN class=""&gt;O: &lt;STRIKE&gt;???-???-????&lt;/STRIKE&gt;| centillia.m&lt;STRIKE&gt;??????&lt;/STRIKE&gt;@usbank.com&lt;/SPAN&gt;&lt;/P&gt;&lt;P class="lia-indent-padding-left-60px"&gt;&lt;SPAN class=""&gt;Schedule an Appointment Here(&lt;STRIKE&gt;link&lt;/STRIKE&gt;)&lt;/SPAN&gt;&lt;/P&gt;&lt;P class="lia-indent-padding-left-60px"&gt;&lt;SPAN class=""&gt;U.S. Bank&lt;/SPAN&gt;&lt;/P&gt;&lt;P class="lia-indent-padding-left-60px"&gt;&lt;SPAN class=""&gt;Atlanta Concourse 2&lt;/SPAN&gt;&lt;/P&gt;&lt;P class="lia-indent-padding-left-60px"&gt;&lt;SPAN class=""&gt;2 Concourse Pkwy NE Ste 800, Atlanta, GA 30328-5588 | MK-GA-ELA | usbank.com&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;I now think it's&amp;nbsp;legit, I think she was just doing her job, the U.S. Bank website has posted job openings in this field and the job description is exactly what happened:&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&lt;SPAN class=""&gt;&lt;A href="https://careers.usbank.com/global/en/job/UBNAGLOBAL20240020202EXTERNALENGLOBAL/National-Outreach-Relationship-Consultant-Bilingual#:~:text=National%20Outreach%20Relationship%20Consultants%20build,adapting%20a%20digital%20first%20mindset." target="_blank" rel="noopener noreferrer"&gt;National Outreach Relationship Consultant-Bilingual - US Bank careers&lt;/A&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P class=""&gt;&amp;nbsp;&lt;/P&gt;&lt;P class=""&gt;If you think about it, thats is really good relationship between bank and client.&lt;/P&gt;</description>
      <pubDate>Thu, 24 Oct 2024 23:18:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/US-Bank-Relationship/m-p/6794202#M330492</guid>
      <dc:creator>yam1rts</dc:creator>
      <dc:date>2024-10-24T23:18:17Z</dc:date>
    </item>
    <item>
      <title>Re: US Bank Relationship</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/US-Bank-Relationship/m-p/6794226#M330495</link>
      <description>&lt;P&gt;Tracking cookies.&lt;/P&gt;</description>
      <pubDate>Fri, 25 Oct 2024 00:18:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/US-Bank-Relationship/m-p/6794226#M330495</guid>
      <dc:creator>Gunnerboy</dc:creator>
      <dc:date>2024-10-25T00:18:40Z</dc:date>
    </item>
    <item>
      <title>Re: US Bank Relationship</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/US-Bank-Relationship/m-p/6794258#M330507</link>
      <description>&lt;P&gt;Not sure initializing calls to customers and helping them complete applications is a wise approach. Your sketch radar went up as soon as she called, right? Why would a company use that method? Certainly other people will susspect this as fraud as well. Sounds like a recipe for complaints.&lt;/P&gt;</description>
      <pubDate>Fri, 25 Oct 2024 09:28:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/US-Bank-Relationship/m-p/6794258#M330507</guid>
      <dc:creator>Varsity_Lu</dc:creator>
      <dc:date>2024-10-25T09:28:14Z</dc:date>
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