topic Re: Citi/Wells Fargo in Credit Card Applications

Citi/Wells Fargo

AyaMai — Sat, 02 Nov 2024 10:31:03 GMT

I am interested in these cards to apply for the next 8 - 12 months.

Citi Custom Cash

Citi Double Cash

Citi Strata Premier

Wells Fargo Active Cash

Wells Fargo Autograph Journey

Experian FICO 829 Inquiries 0/12

Equifax FICO 817 Inquiries 0/12 Age of Most Recently Opened Account 11 months Time since your newest account was opened.

Trans Union FICO 803 Inquiries 1/12, 0/12 in 4 weeks

All scores will be updated in 2 days. 87% of $20,417.98 car loan is paid, my next due date is Spetember 19, 2025

I have $5k expense coming up for the next 8 months, either paying the amount in full in a month or payments in 8 months. I tend to have 0% APR card every year but I rarely use it.

My first choice to have is Citi Custom Cash which I always wanted to have as a backup card for my other main cards for grocerries, gas and resturants, No annual fees, SUB $200 and 0% APR for 15 months. My question is what cards should I apply after Citi Custom Cash in time manner.

I wanted US Bank Altitude Reserve, after a year I decided not to apply as I calculated the rewards were very minimal for my life style, do not need another card with $400 since I pay high annual fees for my high Amex cards.

Your feed back is appreciated.

Re: Citi/Wells Fargo

NoMoreE46 — Thu, 07 Nov 2024 03:25:48 GMT

DPs look great.

For Citi, it looks like you could potentially get all three cards 8 days apart - [See Rule # 4]

19 Things Everybody Should Know About Citi Credit Cards - Doctor Of Credit

For WF, I believe one is allowed to open another card after six months of the previous...

@AyaMai wrote:
I am interested in these cards to apply for the next 8 - 12 months.
Citi Custom Cash
Citi Double Cash
Citi Strata Premier

Wells Fargo Active Cash
Wells Fargo Autograph Journey

Experian FICO 829 Inquiries 0/12
Equifax FICO 817 Inquiries 0/12 Age of Most Recently Opened Account 11 months Time since your newest account was opened.
Trans Union FICO 803 Inquiries 1/12, 0/12 in 4 weeks

All scores will be updated in 2 days. 87% of $20,417.98 car loan is paid, my next due date is Spetember 19, 2025

I have $5k expense coming up for the next 8 months, either paying the amount in full in a month or payments in 8 months. I tend to have 0% APR card every year but I rarely use it.

My first choice to have is Citi Custom Cash which I always wanted to have as a backup card for my other main cards for grocerries, gas and resturants, No annual fees, SUB $200 and 0% APR for 15 months. My question is what cards should I apply after Citi Custom Cash in time manner.

I wanted US Bank Altitude Reserve, after a year I decided not to apply as I calculated the rewards were very minimal for my life style, do not need another card with $400 since I pay high annual fees for my high Amex cards.

Your feed back is appreciated.

Re: Citi/Wells Fargo

911gt34life — Fri, 15 Nov 2024 22:58:54 GMT

Definitely you could get all Citi card ..

I wish I had your profile In my case, I have to wait another year since have 11 Inquiries on eq which Citi hate ...