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    <title>topic Amex cli, statements requested. in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-cli-statements-requested/m-p/6801602#M331057</link>
    <description>&lt;P&gt;Put in for a 3x cli on my BCP this morning. They requested statements. Getting&amp;nbsp;them together now as we are spread between 3 accounts. They are going&amp;nbsp;to have fun with the Fidelity&amp;nbsp;statements&amp;nbsp;as they are combined and 24 pages long each one of them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My question is I noticed the AGI amount I&amp;nbsp;am using based off last years taxes is about $10k more than actual for 2023 but its lower than what we actually did the 2 previous years. This year just looking at stubs we are probably right on or within a couple grand of reported annual income. Do they balk at smaller discrepancies&amp;nbsp;in annual income or do they mostly look at and care about those over reporting by large amounts they have never made?&lt;/P&gt;</description>
    <pubDate>Sun, 15 Dec 2024 15:49:56 GMT</pubDate>
    <dc:creator>NoMoreDebt</dc:creator>
    <dc:date>2024-12-15T15:49:56Z</dc:date>
    <item>
      <title>Amex cli, statements requested.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-cli-statements-requested/m-p/6801602#M331057</link>
      <description>&lt;P&gt;Put in for a 3x cli on my BCP this morning. They requested statements. Getting&amp;nbsp;them together now as we are spread between 3 accounts. They are going&amp;nbsp;to have fun with the Fidelity&amp;nbsp;statements&amp;nbsp;as they are combined and 24 pages long each one of them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My question is I noticed the AGI amount I&amp;nbsp;am using based off last years taxes is about $10k more than actual for 2023 but its lower than what we actually did the 2 previous years. This year just looking at stubs we are probably right on or within a couple grand of reported annual income. Do they balk at smaller discrepancies&amp;nbsp;in annual income or do they mostly look at and care about those over reporting by large amounts they have never made?&lt;/P&gt;</description>
      <pubDate>Sun, 15 Dec 2024 15:49:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-cli-statements-requested/m-p/6801602#M331057</guid>
      <dc:creator>NoMoreDebt</dc:creator>
      <dc:date>2024-12-15T15:49:56Z</dc:date>
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    <item>
      <title>Re: Amex cli, statements requested.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-cli-statements-requested/m-p/6801606#M331058</link>
      <description>&lt;P&gt;You will be good. Amex goes by income ranges and not exact dollar amount.&lt;/P&gt;</description>
      <pubDate>Sun, 15 Dec 2024 16:19:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-cli-statements-requested/m-p/6801606#M331058</guid>
      <dc:creator>markhs777</dc:creator>
      <dc:date>2024-12-15T16:19:34Z</dc:date>
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