topic CareCredit Approved Then Denied?? in Credit Card Applications

CareCredit Approved Then Denied??

DN — Mon, 17 Feb 2025 17:48:36 GMT

Hi all,

I recently applied for CareCredit ($8000) and got approved up to $6500 twice! Great news. I had to think about my decision for a second, went back to reapply not even hours later, and I have been constantly getting denied since. Any ideas on what to do? I tried calling the number but they say you have to be 21 or above (I'm 19) to inquire over the phone. I really need this, so any advice would be greatly appreciated!

Re: CareCredit Approved Then Denied??

GZG — Mon, 17 Feb 2025 18:24:21 GMT

@DN wrote:
Hi all,

I recently applied for CareCredit ($8000) and got approved up to $6500 twice! Great news. I had to think about my decision for a second, went back to reapply not even hours later, and I have been constantly getting denied since. Any ideas on what to do? I tried calling the number but they say you have to be 21 or above (I'm 19) to inquire over the phone. I really need this, so any advice would be greatly appreciated!

you doing multiple appplications looks suspicious to them and that's why the extra applications are being denied

next time, don't apply unless you're ready to accept it.

give it time to cool off so you can apply again in the future.

Re: CareCredit Approved Then Denied??

DN — Mon, 17 Feb 2025 21:13:11 GMT

Sounds good. Thank you. I am ready to go through with the whole process now, but how long do you think I should wait before reapplying? I'm hoping I get approved again. Thanks.

Re: CareCredit Approved Then Denied??

butterpecan — Tue, 18 Feb 2025 02:15:28 GMT

@GZG Hi I happened to see this post and your reply. I can attest to this being true. If you don't accept the offer and close out the browser it's a wrap for an unknown amount of time. It is also mentioned on the very bottom of the screen in small print that this offer is only valid for the active browser screen.

Re: CareCredit Approved Then Denied??

GZG — Tue, 18 Feb 2025 02:17:39 GMT

@DN wrote:
Sounds good. Thank you. I am ready to go through with the whole process now, but how long do you think I should wait before reapplying? I'm hoping I get approved again. Thanks.

I'd probably wait 30 days honestly, if you can.

a week at least.

Re: CareCredit Approved Then Denied??

DN — Tue, 18 Feb 2025 03:51:28 GMT

I'll wait a week and try again. Do you think it's worthwhile calling them to try and explain the situation?

Re: CareCredit Approved Then Denied??

UncleB — Fri, 21 Feb 2025 04:33:59 GMT

@DN wrote:
I'll wait a week and try again. Do you think it's worthwhile calling them to try and explain the situation?

Probably not... this is Synchrony we're talking about, after all.

I don't know if a week will be sufficient, but it may be... circle-back and let us know if you try it.