topic Capital One Venture X Not Pre Approved in Credit Card Applications

Capital One Venture X Not Pre Approved

Soundersfan1 — Sun, 20 Jul 2025 04:29:04 GMT

So I tried getting pre approved for the C1 Venture X. I'm sitting at a 698 with Experian. The reason for the denial was too many recently opened accounts. (0/6 and 2/12 and it goes down to 1/12 at the end of August). Before the reason was too many accounts. I was pre approved for the Savor and Quicksilver. Should I still have a go anyway for the Venture X?

Re: Capital One Venture X Not Pre Approved

USMCOne — Sun, 20 Jul 2025 07:35:58 GMT

C1 has a preapproval tool. Try that when your newly opened credit falls off the books.

Re: Capital One Venture X Not Pre Approved

Zoostation1 — Sun, 20 Jul 2025 18:24:17 GMT

How many accounts do you have? C1 does tend to prefer fewer total number of accounts. I was 0/6 and 2/12 when I got my VX, but I didn't have a super thick file (had 4 cards at the time and no other accounts on my reports). I definitely don't recommend applying without a preapproval. Their tool isn't 100% (no preapproval is), but it's very solid.