topic Re: Home Depot Consumer Credit Card in Credit Card Applications

Home Depot Consumer Credit Card

jdmull — Mon, 08 Sep 2025 00:49:53 GMT

I recently applied, and was approved for a Home Depot Consumer Store Card. I am planning on making some home renovations. It has been well over 15 days and I still have not received the physical card. I have already called and discussed the issue with Citi (and hopefully got a new one sent, and will get it this time), I was just wondering if anyone else had experienced this issue with Citi cards in the past?

Re: Home Depot Consumer Credit Card

TrapLine — Mon, 08 Sep 2025 08:20:13 GMT

@jdmull wrote:
I recently applied, and was approved for a Home Depot Consumer Store Card. I am planning on making some home renovations. It has been well over 15 days and I still have not received the physical card. I have already called and discussed the issue with Citi (and hopefully got a new one sent, and will get it this time), I was just wondering if anyone else had experienced this issue with Citi cards in the past?

On a roll today ... as I have had the same issue twice over the years with Citi on new accounts and the card issues. Generally, it took at least two telephone calls and a wait of around thirty days to finally obtain the new account cards. Why, I do not know. They always gave me a list of reasons and I think it is their systems.

Re: Home Depot Consumer Credit Card

MileHigh96 — Mon, 08 Sep 2025 11:16:44 GMT

@jdmull wrote:
I recently applied, and was approved for a Home Depot Consumer Store Card. I am planning on making some home renovations. It has been well over 15 days and I still have not received the physical card. I have already called and discussed the issue with Citi (and hopefully got a new one sent, and will get it this time), I was just wondering if anyone else had experienced this issue with Citi cards in the past?

I'm pretty sure that if the account has already been approved and you're just waiting for the physical card, you can use your HD account because the cashier can look up your credit account at the register with your SSN.

Re: Home Depot Consumer Credit Card

nccarguy1 — Thu, 11 Sep 2025 13:42:28 GMT

This.

Re: Home Depot Consumer Credit Card

CYBERSAM — Mon, 22 Sep 2025 00:18:10 GMT

@jdmull Be sure to call the CS and request CLI given you have home renovations! HD is known for lower SL but then high CL after calling CS. Ask for 15K+ 😉

Re: Home Depot Consumer Credit Card

gingerflower — Wed, 24 Sep 2025 05:59:01 GMT

Congratulations on your Home Depot Consumer Cc!

Re: Home Depot Consumer Credit Card

coldfusion — Wed, 24 Sep 2025 12:37:21 GMT

@CYBERSAM wrote:
@jdmull Be sure to call the CS and request CLI given you have home renovations! HD is known for lower SL but then high CL after calling CS. Ask for 15K+ 😉

Be warned though, CLI requests on the HD card trigger hard pulls.

Re: Home Depot Consumer Credit Card

jdmull — Thu, 25 Sep 2025 01:32:09 GMT

So, just an update. It's been almost a month and I still haven't received my card.

Re: Home Depot Consumer Credit Card

gingerflower — Sun, 12 Oct 2025 20:17:44 GMT

@jdmull Any updates on whether you received your HD Cc ? I Had an issue with the citi HD Cc I was instantly approved and given a temporary Cc number to shop until my physical Cc arrive. In 7 days I received the Cc however when it was time to activate and add my login profile and external bank account the customer rep told me she was having issues pulling up my account. I was on the phone for 2 hours and I finally told customer rep to close the account because I am not going to deal with a bank that is screwed up. Not worth the stress.

Re: Home Depot Consumer Credit Card

Pppoolboy — Tue, 14 Oct 2025 00:54:40 GMT

Good play. My theory is if a bank starts out by screwing your account up, it will continue to screw up and probably screw up even worse in the future. Best to get out when that happens and find a better bank.

Re: Home Depot Consumer Credit Card

FicoMike0 — Tue, 14 Oct 2025 01:20:43 GMT

What's their excuse? Can they do priority of overnight? Do they have the correct address? If you're not getting the card, who is?

Re: Home Depot Consumer Credit Card

FicoMike0 — Tue, 14 Oct 2025 01:23:27 GMT

I recently got an aven card. Showed up in three days in a nice box. Tell chiti to keep the box, just overnight the card.