topic Navy Fed review in Credit Card Applications

Navy Fed review

ZX14RIDA — Wed, 18 Mar 2026 18:32:39 GMT

Good afternoon. I ask for credit line increase on my go reward card early Sunday morning got review message still haven't heard back yet. Is that a good or bad sign? I have 3 cards with them Amex $34,000 cash reward 26,000 and the one I'm trying to get increase on go rewards $13,500 fico 9 in the low to mid 700's. What's my next move? Thank you in advance.

Re: Navy Fed review

pizzadude — Wed, 18 Mar 2026 19:39:17 GMT

@ZX14RIDA wrote:
Good afternoon. I ask for credit line increase on my go reward card early Sunday morning got review message still haven't heard back yet. Is that a good or bad sign? I have 3 cards with them Amex $34,000 cash reward 26,000 and the one I'm trying to get increase on go rewards $13,500 fico 9 in the low to mid 700's. What's my next move? Thank you in advance.

I don't know that it's a bad sign but I think you'll just have to wait it out.

You have $73K in revolving limits with them already so you might be approaching the max - I think it's $90K but I'm not certain on this

Re: Navy Fed review

Jnbmom — Wed, 18 Mar 2026 20:13:02 GMT

@pizzadude wrote:
@ZX14RIDA wrote:
Good afternoon. I ask for credit line increase on my go reward card early Sunday morning got review message still haven't heard back yet. Is that a good or bad sign? I have 3 cards with them Amex $34,000 cash reward 26,000 and the one I'm trying to get increase on go rewards $13,500 fico 9 in the low to mid 700's. What's my next move? Thank you in advance.
I don't know that it's a bad sign but I think you'll just have to wait it out.

You have $73K in revolving limits with them already so you might be approaching the max - I think it's $90K but I'm not certain on this

I think it's 80K unless it's changed

Re: Navy Fed review

CreditCuriosity — Wed, 18 Mar 2026 21:31:09 GMT

80k on cc's

Re: Navy Fed review

NoMoreE46 — Wed, 18 Mar 2026 21:58:46 GMT

Just wait. My last CLI wasnt instant. It took a few days.

@ZX14RIDA wrote:
Good afternoon. I ask for credit line increase on my go reward card early Sunday morning got review message still haven't heard back yet. Is that a good or bad sign? I have 3 cards with them Amex $34,000 cash reward 26,000 and the one I'm trying to get increase on go rewards $13,500 fico 9 in the low to mid 700's. What's my next move? Thank you in advance.

Re: Navy Fed review

ZX14RIDA — Wed, 18 Mar 2026 22:31:53 GMT

Thank you everyone for responding. Much appreciated. I will sit back and wait. I don't really need it. Just thought why not. Trying to get overall available credit to $100,000 total across five cards $84,700 other 2 cap 1 $4100 and mission lane $7100 about 6yrs out of bk. Trying to do things right this time around

Re: Navy Fed review

Pppoolboy — Thu, 19 Mar 2026 00:29:39 GMT

I say with love my Gen Zero friend.

If you try to surpass $80,000 total at NFUC you will be denied.

Re: Navy Fed review

ZX14RIDA — Thu, 19 Mar 2026 01:13:49 GMT

Thanks but I wasn't just talking Navy. I was wanting to get my last increase from Navy and then get another card somewhere else to total $100,000

Re: Navy Fed review

NoMoreE46 — Mon, 23 Mar 2026 22:59:16 GMT

Any updates from NFCU @ZX14RIDA ?

@ZX14RIDA wrote:
Thank you everyone for responding. Much appreciated. I will sit back and wait. I don't really need it. Just thought why not. Trying to get overall available credit to $100,000 total across five cards $84,700 other 2 cap 1 $4100 and mission lane $7100 about 6yrs out of bk. Trying to do things right this time around

Re: Navy Fed review

ZX14RIDA — Tue, 24 Mar 2026 01:27:24 GMT

Good evening. Unfortunately I haven't heard from them yet. I figure I'll wait a little while longer and try again.

Re: Navy Fed review

ZX14RIDA — Tue, 24 Mar 2026 02:36:11 GMT

Update: Just checked my mailbox and there was my Navy Fed denial letter. The on the letter was 718 equifax but I have a 5 yr old bk and the last 3 accounts from the bk due to fall between june-dec. So I'll just like I said sit back and wait.

Re: Navy Fed review

gingerflower — Tue, 24 Mar 2026 19:01:38 GMT

@pizzadude The total max is $80,000

Re: Navy Fed review

gingerflower — Fri, 01 May 2026 01:03:20 GMT

@pizzadude I would wait because you have available $6500 to a credit line increase. The total on all credit cards are $80,000 good luck!