topic Re: Capital One Venture question in Credit Card Applications

Capital One Venture question

Anonymous — Fri, 06 Feb 2015 22:27:30 GMT

In regards to the Venture craze, which I want to get in on, I noticed on their prequal site that it mentions having credit cards longer than 3 years. I started building my credit again just over 2 years ago with the CapOne Platinum card. My scores should be around 680-700 as of right now since util is dropping from 20% to 10%. My question: Have ANY of you gotten approved for this Venture rush with less than 3 years credit card history? If so, what was your highest reporting limit prior to the Venture approval? What was your Venture approval CL?

Re: Capital One Venture question

CreditCuriosity — Fri, 06 Feb 2015 22:36:37 GMT

Their criteria isn't right what they consider excellent credit, they don't follow it at least

Re: Capital One Venture question

Anonymous — Fri, 06 Feb 2015 22:38:35 GMT

@CreditCuriousity wrote:
Their criteria isn't right what they consider excellent credit, they don't follow it at least

Consider the average Capital One applicant.

Excellent is bound to be slightly less than remarkable.

Re: Capital One Venture question

Anonymous — Fri, 06 Feb 2015 22:39:45 GMT

I know of several people with <3 years who were denied, but none who were

Re: Capital One Venture question

CreditMagic7 — Fri, 06 Feb 2015 23:01:13 GMT

Regular bank loans also qualify with the Excellent Credit criteria FWIW.