topic Re: Fidelity Amex to BOA Americard in Credit Card Applications

Fidelity Amex to BOA Americard

xgac12x — Sun, 08 Feb 2015 05:10:23 GMT

I am looking to convert my Fidelity AMEX to a BOA Americard..Is this still possible? Say if I didnt get approved, that they could still open the card but transfer the limit to the new card and close the Fidelity card out..

I did this vice versa but I would like the 15 month no interest on the BOA. I got approved for the Citi Double Cash the other day if anyone was wondering why I am looking to cancel my Amex.

Re: Fidelity Amex to BOA Americard

xgac12x — Sun, 08 Feb 2015 05:18:52 GMT

Saw on a different post they do not product change. If I apply will they transfer the limit to the BOA card?

Re: Fidelity Amex to BOA Americard

Anonymous — Sun, 08 Feb 2015 05:22:01 GMT

They won't product change unless it is to a Cash Rewards card or a Travel Rewards card and your current card is eligible to switch. If you are allowed to product change, your terms, including limit and interest rate, would be the same as what you have now.

Re: Fidelity Amex to BOA Americard

xgac12x — Sun, 08 Feb 2015 05:27:56 GMT

I called FIA Card services and the lady said that it was not possible. How would I go about doing this? Would I have to apply then have them transfer the limit?

Re: Fidelity Amex to BOA Americard

Anonymous — Sun, 08 Feb 2015 05:47:40 GMT

@xgac12x wrote:
I am looking to convert my Fidelity AMEX to a BOA Americard..Is this still possible? Say if I didnt get approved, that they could still open the card but transfer the limit to the new card and close the Fidelity card out..

I did this vice versa but I would like the 15 month no interest on the BOA. I got approved for the Citi Double Cash the other day if anyone was wondering why I am looking to cancel my Amex.

If you got approved for Double Cash the other day, why do you still have the Avatar for the garden?

Re: Fidelity Amex to BOA Americard

xgac12x — Sun, 08 Feb 2015 06:14:10 GMT

I just need to get around to changing it and the rest of my sig lol

Re: Fidelity Amex to BOA Americard

Anonymous — Sun, 08 Feb 2015 16:22:43 GMT

BofA will now only allow PC from/to another BofA named card. No co branded cards. You will need to apply for the BofA card and call underwriting as soon as you are approved to transfer CL from Fidelity to new card. Unfortunately they hard pull now to transfer CL. If you do it same day they will use the HP from the app on new card

Re: Fidelity Amex to BOA Americard

xgac12x — Mon, 09 Feb 2015 03:16:53 GMT

Okay great. What is the number for underwriting?

Thanks.

Re: Fidelity Amex to BOA Americard

gdale6 — Mon, 09 Feb 2015 04:06:44 GMT

@xgac12x wrote:
Okay great. What is the number for underwriting?

Thanks.

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/m-p/408066

Re: Fidelity Amex to BOA Americard

xgac12x — Mon, 09 Feb 2015 04:51:11 GMT

And also, what if I didn't get approved? I would still be able to open the card right if I transferred my CL?