topic Re: Comenity - How Many Inq is Too Many? in Credit Card Applications

Comenity - How Many Inq is Too Many?

B335is — Fri, 13 Feb 2015 01:21:51 GMT

Anyone know how many inq is too many? CA, do you know? I have 4 on EQ and was thinking about trying for the $49 AF Virgin America card. I was approved for the $149 AF version a few days ago.

Re: Comenity - How Many Inq is Too Many?

chalupaman — Fri, 13 Feb 2015 01:24:36 GMT

I remember you saying earlier that Virgin America card can be inquiry sensitive and that they don't like more than 3 recent inquiries or something like that. That's why I've been so hesitant to try the card again.

Re: Comenity - How Many Inq is Too Many?

B335is — Fri, 13 Feb 2015 01:37:45 GMT

Yeah and there's no datapoints for getting both cards. Should I GP it?

Re: Comenity - How Many Inq is Too Many?

chalupaman — Fri, 13 Feb 2015 01:47:19 GMT

@B335is wrote:
Yeah and there's no datapoints for getting both cards. Should I GP it?

Sure why not?

Re: Comenity - How Many Inq is Too Many?

Anonymous — Fri, 13 Feb 2015 01:54:47 GMT

i have 5 and i think is a lot and 6 on tu i believe

Re: Comenity - How Many Inq is Too Many?

B335is — Fri, 13 Feb 2015 02:04:50 GMT

Its weird with the application, both links seem to generate the same page. Even the terms and conditions refer to both cards.

Re: Comenity - How Many Inq is Too Many?

FinStar — Fri, 13 Feb 2015 02:17:25 GMT

@B335is wrote:
Its weird with the application, both links seem to generate the same page. Even the terms and conditions refer to both cards.

Cast your fate to the wind and clcik submit! If you get approved for the 2nd one, great! If not, well at least you know what to expect from Comenity.

Re: Comenity - How Many Inq is Too Many?

B335is — Fri, 13 Feb 2015 03:03:49 GMT

It identified me as an existing cardholder. I tried incognito too. Comenity computers seem more advanced than I thought.

Re: Comenity - How Many Inq is Too Many?

juniornj23 — Fri, 13 Feb 2015 03:14:13 GMT

i have 11 HP but last one was for car shopping 6 at the same time and it just count as a 1 4 hp is no too many

Re: Comenity - How Many Inq is Too Many?

chalupaman — Fri, 13 Feb 2015 03:43:32 GMT

I went for the $149 version a few hours ago.

Same 7-10 message crap as last time. Took one for the team though.

This card I'm gonna be trying again in the future.

Re: Comenity - How Many Inq is Too Many?

B335is — Fri, 13 Feb 2015 04:06:44 GMT

Sorry popamode. Knowing them they HP me just now too.

Re: Comenity - How Many Inq is Too Many?

Anonymous — Fri, 13 Feb 2015 06:29:28 GMT

Two-faced bank, anyone?

Re: Comenity - How Many Inq is Too Many?

B335is — Fri, 13 Feb 2015 07:45:02 GMT

Yeah they're an odd one. Hope for a good computer response since 99.999999% of the time that's what they stand by.

Re: Comenity - How Many Inq is Too Many?

Anonymous — Fri, 13 Feb 2015 10:45:00 GMT

Hey B335is, sorry for the confusion over the different cards. Have the Comenity and BofA versions. Good luck on getting both Comenity cards.