topic Re: Zales Score needed? in Credit Card Applications

Zales Score needed?

Anonymous — Sat, 14 Feb 2015 03:08:32 GMT

Hi. I'm new here. I'm wondering what score I would need for a$4-5,000 credit limit approval on a Zales credit card. Any tips or help is great!! I don't want to waste an application to only get a $500 limit. I'd rather wait and get a higher approval, if possible.

Re: Zales Score needed?

Anonymous — Sat, 14 Feb 2015 03:14:00 GMT

@Anonymous wrote:
Hi. I'm new here. I'm wondering what score I would need for a$4-5,000 credit limit approval on a Zales credit card. Any tips or help is great!! I don't want to waste an application to only get a $500 limit. I'd rather wait and get a higher approval, if possible.

Not sure if Ron has this one but I imagine it'd take low-mid 700's for that kind of CL right off the bat unless you're applying at point of sale..

Re: Zales Score needed?

Anonymous — Sat, 14 Feb 2015 03:14:56 GMT

@Anonymous wrote:
Hi. I'm new here. I'm wondering what score I would need for a$4-5,000 credit limit approval on a Zales credit card. Any tips or help is great!! I don't want to waste an application to only get a $500 limit. I'd rather wait and get a higher approval, if possible.

Welcome to the forums. Just a suggestion but you might want to google 'credit pulls database' as there is lots of data points for that card there.

Re: Zales Score needed?

Anonymous — Sat, 14 Feb 2015 03:16:51 GMT

@Anonymous wrote:
@Anonymous wrote:
Hi. I'm new here. I'm wondering what score I would need for a$4-5,000 credit limit approval on a Zales credit card. Any tips or help is great!! I don't want to waste an application to only get a $500 limit. I'd rather wait and get a higher approval, if possible.
Welcome to the forums. Just a suggestion but you might want to google 'credit pulls database' as there is lots of data points for that card there.

I will add that those types of credit cards rarely issue staring CLs in that range. If you have high enough scores there probably are better options

Re: Zales Score needed?

App_Addict — Sat, 14 Feb 2015 03:47:58 GMT

Just make sure that you have NEVER had any issues with them! I had a chargeoff with them over 20 years ago for a few hundred $ and they declined me because of that.