topic Re: BofA App.. in Credit Card Applications

BofA App..

Anonymous — Mon, 16 Feb 2015 02:34:20 GMT

I applied for a BofA AAFP card, and it gives me this message: "Thank you. We're sorry, but we're unable to give you a decision at this time. What's next? We're reviewing your application and will send you a letter letting you know of our decision." Has anyone received this before..? I assumed I'm denied.

Re: BofA App..

Skye12329 — Mon, 16 Feb 2015 17:12:13 GMT

Generally its a denial from my experiences with any lender. But it could be something like verification. Have you called them and asked?

Re: BofA App..

1GaDawg85 — Mon, 16 Feb 2015 17:29:32 GMT

I would call and talk to an analyst

Re: BofA App..

Anonymous — Mon, 16 Feb 2015 17:45:19 GMT

Call the analysts

Re: BofA App..

Anonymous — Tue, 17 Feb 2015 02:00:42 GMT

I called today and denied

Does anyone have any experiences with BofA recon?

Re: BofA App..

Anonymous — Tue, 17 Feb 2015 02:17:42 GMT

My experience with BOA was pretty pleasant. I didn't say much and the CA pretty much understood my desire of building credit with them. She approved me very quickly. Maybe you can try keep calling until you get a good CA?

Re: BofA App..

Anonymous — Tue, 17 Feb 2015 02:38:43 GMT

I would call and recon with same pull of course!

Re: BofA App..

Anonymous — Tue, 17 Feb 2015 08:56:59 GMT

will report back later today after I go bug some CA's

Re: BofA App..

Anonymous — Tue, 17 Feb 2015 18:36:27 GMT

Called recon and was expecting to be asked several questions why I want the card, etc, but analyst just asked if she could move some existing credit line to the card I wanted to open. Easy.