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    <title>topic NFCU Credit Card Email Offer? in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-Credit-Card-Email-Offer/m-p/3820253#M39985</link>
    <description>&lt;P&gt;Hi Everyone!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I received an email from NFCU that say the following:&lt;/P&gt;&lt;TABLE cellpadding="0" cellspacing="0"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;&lt;TABLE cellpadding="0" cellspacing="0"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;Special offers for you, Bradley&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;TABLE cellpadding="0" cellspacing="0"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;&lt;FONT face="Arial, sans-serif" color="#0d335d" size="3"&gt;&lt;A target="_blank" href="http://response.nfcu.org/t?r=2&amp;amp;c=7576&amp;amp;l=1653&amp;amp;ctl=2B4A4:C13A20ECF0B7229FDA1F54C2D140B833&amp;amp;"&gt;An Exclusive Credit Card Offer&lt;/A&gt;&lt;/FONT&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;IMG width="5" height="5" alt="" border="0" src="https://ci3.googleusercontent.com/proxy/9dAZkBEuY69Zpf863mK00XgF8dlZCYnpD7SgYXeoBM4u62sAjkyvrsbXZQ_2nFiO58Lq7JSConWIs0zNJl658a15HieCXuWjZwLgnXn9vr-6Ub4riuliXMdxz5V036Y=s0-d-e1-ft#http://media.nfcu.org/navyfederal/TestFiles/wireframe-template/spacer.gif" /&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;FONT face="Arial, sans-serif" color="#333333" size="3"&gt;Pick any card and receive a 2.99% fixed intro APR on &lt;A target="_blank" href="http://response.nfcu.org/t?r=2&amp;amp;c=7576&amp;amp;l=1653&amp;amp;ctl=2B4A5:C13A20ECF0B7229FDA1F54C2D140B833&amp;amp;"&gt;balance transfers&lt;/A&gt; for 12 months and zero balance transfer fees! After that, a variable rate between 7.99% APR and 18% APR applies.1&lt;/FONT&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;IMG width="260" height="10" alt="" border="0" src="https://ci3.googleusercontent.com/proxy/9dAZkBEuY69Zpf863mK00XgF8dlZCYnpD7SgYXeoBM4u62sAjkyvrsbXZQ_2nFiO58Lq7JSConWIs0zNJl658a15HieCXuWjZwLgnXn9vr-6Ub4riuliXMdxz5V036Y=s0-d-e1-ft#http://media.nfcu.org/navyfederal/TestFiles/wireframe-template/spacer.gif" /&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I currently have 2 creidt cards with them and an auto loan. I have been denied a credit line increase on both cards over the past few months because of "insufficent income". Is this just a generic email or does it mean that I am pre approved for anohter card? When I login in to my online account, nothing shows up in the offers tab. Any info is greatly appreciated.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Mon, 23 Feb 2015 18:45:33 GMT</pubDate>
    <dc:creator>raydmercer2345</dc:creator>
    <dc:date>2015-02-23T18:45:33Z</dc:date>
    <item>
      <title>NFCU Credit Card Email Offer?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-Credit-Card-Email-Offer/m-p/3820253#M39985</link>
      <description>&lt;P&gt;Hi Everyone!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I received an email from NFCU that say the following:&lt;/P&gt;&lt;TABLE cellpadding="0" cellspacing="0"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;&lt;TABLE cellpadding="0" cellspacing="0"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;Special offers for you, Bradley&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;TABLE cellpadding="0" cellspacing="0"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;&lt;FONT face="Arial, sans-serif" color="#0d335d" size="3"&gt;&lt;A target="_blank" href="http://response.nfcu.org/t?r=2&amp;amp;c=7576&amp;amp;l=1653&amp;amp;ctl=2B4A4:C13A20ECF0B7229FDA1F54C2D140B833&amp;amp;"&gt;An Exclusive Credit Card Offer&lt;/A&gt;&lt;/FONT&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;IMG width="5" height="5" alt="" border="0" src="https://ci3.googleusercontent.com/proxy/9dAZkBEuY69Zpf863mK00XgF8dlZCYnpD7SgYXeoBM4u62sAjkyvrsbXZQ_2nFiO58Lq7JSConWIs0zNJl658a15HieCXuWjZwLgnXn9vr-6Ub4riuliXMdxz5V036Y=s0-d-e1-ft#http://media.nfcu.org/navyfederal/TestFiles/wireframe-template/spacer.gif" /&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;FONT face="Arial, sans-serif" color="#333333" size="3"&gt;Pick any card and receive a 2.99% fixed intro APR on &lt;A target="_blank" href="http://response.nfcu.org/t?r=2&amp;amp;c=7576&amp;amp;l=1653&amp;amp;ctl=2B4A5:C13A20ECF0B7229FDA1F54C2D140B833&amp;amp;"&gt;balance transfers&lt;/A&gt; for 12 months and zero balance transfer fees! After that, a variable rate between 7.99% APR and 18% APR applies.1&lt;/FONT&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;IMG width="260" height="10" alt="" border="0" src="https://ci3.googleusercontent.com/proxy/9dAZkBEuY69Zpf863mK00XgF8dlZCYnpD7SgYXeoBM4u62sAjkyvrsbXZQ_2nFiO58Lq7JSConWIs0zNJl658a15HieCXuWjZwLgnXn9vr-6Ub4riuliXMdxz5V036Y=s0-d-e1-ft#http://media.nfcu.org/navyfederal/TestFiles/wireframe-template/spacer.gif" /&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I currently have 2 creidt cards with them and an auto loan. I have been denied a credit line increase on both cards over the past few months because of "insufficent income". Is this just a generic email or does it mean that I am pre approved for anohter card? When I login in to my online account, nothing shows up in the offers tab. Any info is greatly appreciated.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 23 Feb 2015 18:45:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-Credit-Card-Email-Offer/m-p/3820253#M39985</guid>
      <dc:creator>raydmercer2345</dc:creator>
      <dc:date>2015-02-23T18:45:33Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Credit Card Email Offer?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-Credit-Card-Email-Offer/m-p/3820259#M39986</link>
      <description>&lt;P&gt;Just a marketing type email.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Advertising their CC promo they have going for new cards and/or current card holders.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 23 Feb 2015 18:47:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-Credit-Card-Email-Offer/m-p/3820259#M39986</guid>
      <dc:creator>Jarnog</dc:creator>
      <dc:date>2015-02-23T18:47:27Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Credit Card Email Offer?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-Credit-Card-Email-Offer/m-p/3821288#M40130</link>
      <description>I got the same email....promo thats going on...its even on their home page.</description>
      <pubDate>Tue, 24 Feb 2015 02:32:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-Credit-Card-Email-Offer/m-p/3821288#M40130</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2015-02-24T02:32:25Z</dc:date>
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