topic Re: Synch Cards in Credit Card Applications

Synch Cards

mariposa7678 — Mon, 23 Feb 2015 18:08:32 GMT

Back on July 2014 I applied for Jc penny & walmart, I saw on my inquires that it was pulled from TU which I didn't know my score at that time, I just pulled my score today and this is what I have EQ 676, TU 627, EX 665, my question is,Do yall think I would get accepted for any of these cards?

Sorry is this post is not suppose to be here.

Re: Synch Cards

Creditaddict — Mon, 23 Feb 2015 18:20:53 GMT

i would think walmart and possibly jcpenney

Re: Synch Cards

mariposa7678 — Mon, 23 Feb 2015 18:23:55 GMT

oh thanks, I'm new with all of these and I don't know who this works, sorry if I sound stupid, but Synch card works like chexsystem?

Re: Synch Cards

Creditaddict — Mon, 23 Feb 2015 18:25:48 GMT

@mariposa7678 wrote:
oh thanks, I'm new with all of these and I don't know who this works, sorry if I sound stupid, but Synch card works like chexsystem?

not sure I understand your question about sync and chex system being the same?

No, Sync is a bank and Chex Systems is a reporting agency that tracks bad bank account history.

Re: Synch Cards

App_Addict — Mon, 23 Feb 2015 18:28:46 GMT

You should be good to go on the Walmart, however JCP will be rough. They shot me down and my scores I believe are a tad bit higher. Good Luck!

Re: Synch Cards

mariposa7678 — Mon, 23 Feb 2015 18:51:56 GMT

let me see how can I explain this, you know when you want to open a bank account the bank checks checksystem and base on that they will say yes or no? I was thinking if this bank works the same?

Re: Synch Cards

Creditaddict — Mon, 23 Feb 2015 19:02:07 GMT

Yes, they typically pull TransUnion

Re: Synch Cards

mariposa7678 — Mon, 23 Feb 2015 19:27:13 GMT

wepa!!! I was approved but $250.00 I thought it was going to be higher,...oh well.. If I call backdoor number can they increase it?

Re: Synch Cards

Creditaddict — Mon, 23 Feb 2015 19:30:38 GMT

@mariposa7678 wrote:
wepa!!! I was approved but $250.00 I thought it was going to be higher,...oh well.. If I call backdoor number can they increase it?

possible, otherwise will just have to wait 4 statements and you can request online and probably get something.

Re: Synch Cards

mariposa7678 — Mon, 23 Feb 2015 19:42:25 GMT

will do creditaddict

Re: Synch Cards

pizza1 — Tue, 24 Feb 2015 02:30:54 GMT

Congrats!! Synch like to see their cards used. Use them, pay them, and after 4 statements, get on CHAT, and request an increase. Ask for $5K...the system will counter..

I tell you $5k, because you're just starting out with them....I ask for $15k, lol