topic Re: Should I Apply for Barclays? in Credit Card Applications

Should I Apply for Barclays?

JayPaulM29 — Tue, 24 Feb 2015 12:17:04 GMT

I'm slowly building my credit and my card line up. ...I wonder should I apply for Barclays and trash my Credit One.

No notable problems with it so far (it's only been a month). I've been on a slight app spree, so I don't want too many inquiries poppin off on my report (I got like 5 so far).

So I'm being hopeful, I think I'll get approved for at least $1-3k with Barclay's, pay off the $75 balance with Credit One and close it. What do you guys think?

Re: Should I Apply for Barclays?

SunriseEarth — Tue, 24 Feb 2015 12:17:50 GMT

@JayPaulM29 wrote:
I'm slowly building my credit and my card line up. ...I wonder should I apply for Barclays and trash my Credit One.

No notable problems with it so far (it's only been a month). I've been on a slight app spree, so I don't want too many inquiries poppin off on my report (I got like 5 so far).

So I'm being hopeful, I think I'll get approved for at least $1-3k with Barclay's, pay off the $75 balance with Credit One and close it. What do you guys think?

OP, to help you get input, I've moved your post into a new topic for feedback. Edits have been made for the move; please feel free to revise.

Re: Should I Apply for Barclays?

Anonymous — Tue, 24 Feb 2015 12:54:21 GMT

Looking at your line-up, close CreditOne anyway.

Re: Should I Apply for Barclays?

Anonymous — Tue, 24 Feb 2015 14:37:01 GMT

I don't know why you opened it to begin with? You have plenty of cards to build from didn't need that card at all, unless all your cards are less than a month old?

Close it.

How many inq on TU? 5? All in the last month?

If the answer to those questions is Yes, garden for 6 months then apply for a Barclaycard. If you only have 2-3 inq you may be Ok.

Let us know how it goes! Good luck

Re: Should I Apply for Barclays?

Anonymous — Tue, 24 Feb 2015 14:52:15 GMT

File thickness will play a factor too. My last Barclay app was approved with 14 recent inquiries.

Re: Should I Apply for Barclays?

ojefferyo — Tue, 24 Feb 2015 17:41:41 GMT

Cut the Credit One off, they are nothing but leeches