topic Savingstar card from FNBO in Credit Card Applications

Savingstar card from FNBO

GetMeSlick — Wed, 25 Feb 2015 15:44:22 GMT

I just apped FNBO amex card and got it approved. i read some nice reviews on Savingstar card from them.

Will FNBO give second card to me?

If so, when can i apply for it? Any time frame for them to consider my second card app?

I got 723 FICO.

Re: Savingstar card from FNBO

Kenny — Wed, 25 Feb 2015 22:40:06 GMT

They're pretty conservative. I'd wait like 3-6 months.

Re: Savingstar card from FNBO

mikelo22 — Wed, 25 Feb 2015 23:51:32 GMT

@Kenny wrote:
They're pretty conservative. I'd wait like 3-6 months.

^ What Kenny said. Don't try app-spreeing with FNBO. They're regarded as one of the more conservative lenders out there.

Re: Savingstar card from FNBO

GetMeSlick — Thu, 26 Feb 2015 14:43:58 GMT

Thanks both.

Re: Savingstar card from FNBO

CreditUnionFan — Sun, 01 Mar 2015 15:29:01 GMT

@googlre10 wrote:
I just apped FNBO amex card and got it approved. i read some nice reviews on Savingstar card from them.

Will FNBO give second card to me?
If so, when can i apply for it? Any time frame for them to consider my second card app?

I got 723 FICO.

FNBO may be willing to grant a second card eventually, but attempting a second one too soon can result in immediate closure of the first FNBO account.

They shut down an FNBO Amex when I applied and was denied for their Rakuten-branded MC. Super friendly representatives, but their decision to close the first account was final.

Re: Savingstar card from FNBO

Themanwhocan — Sun, 01 Mar 2015 16:04:57 GMT

After getting my FNBO SavingStar AmEx card, they sent me 2 offers to apply for the FNBO American Express card, each has a different reservation number on it

The offers started coming after only a month.

4 months earlier they rejected my application, and now they want to give me multiple cards. FNBO is strangely inconsistent.

Re: Savingstar card from FNBO

9CLINE — Sun, 01 Mar 2015 16:28:48 GMT

Awesome,,Congrats on new card...

Re: Savingstar card from FNBO

Anonymous — Sun, 01 Mar 2015 16:49:22 GMT

FNBO gave me two cards by invitation. The second invitation was eleven months after the first one.

Re: Savingstar card from FNBO

B335is — Sun, 01 Mar 2015 16:51:50 GMT

I waited 6 months between apps with FNBO. I don't think they're being inconsistent, I think they value relationships more than other lenders. Once you've proven yourself they are extremely generous.

Re: Savingstar card from FNBO

Themanwhocan — Mon, 02 Mar 2015 00:06:50 GMT

@B335is wrote:
I waited 6 months between apps with FNBO. I don't think they're being inconsistent, I think they value relationships more than other lenders. Once you've proven yourself they are extremely generous.

I'm sorta counting on that. I don't want multiple FNBO cards, I want one with extremely generous limits

Re: Savingstar card from FNBO

CreditUnionFan — Wed, 04 Mar 2015 18:11:43 GMT

Now that I'm spoiled with NFCU and PNC, FNBO now joins the ranks of cards that I only want a decent enough limit to buy what I can pay in full for at the end of the month.

Re: Savingstar card from FNBO

GetMeSlick — Mon, 09 Mar 2015 18:23:39 GMT

i may have to wait 6 more months.. way toooo long for next FNBO app

Re: Savingstar card from FNBO

surferchris — Thu, 23 Apr 2015 14:23:59 GMT

I know this is a slightly older post, but thanks for the great info anyhow. I may want to app for this card in the future (end of this year).