topic Re: Venture as second card in Credit Card Applications

Venture as second card

zerbherb — Wed, 04 Mar 2015 14:45:14 GMT

Seems like another round of venturamah has began.

My score is there. Income not really, Discover already confirmed my cl will be 5000 grand by the time the retina macbook pro is updated, inquires are 3-2-1 double pull on citi and cap one.

should i go for it?

also mods move this to credit applications.

Re: Venture as second card

kdong1996 — Wed, 04 Mar 2015 15:12:08 GMT

I'd hold off apping for it based on some info from your previous posts.

Re: Venture as second card

zerbherb — Wed, 04 Mar 2015 17:07:15 GMT

Well, Equifax and and Transunion are both at a even 726. the other is at 714. So is it still a no?

Re: Venture as second card

kdong1996 — Wed, 04 Mar 2015 17:11:26 GMT

What's your AAoA, total current limits and income? Biggest reason I'm saying no is because of the denials you got for other cards and 5k minimum for the Visa signature.

Re: Venture as second card

zerbherb — Wed, 04 Mar 2015 17:20:25 GMT

6400 base 10000 including gifts i have gotten so far this year. aaoa is 2 years. limits 500 cl chrome discover, 2300 crappy lake land bank card which i am autherized on.

Re: Venture as second card

Anonymous — Wed, 04 Mar 2015 17:23:09 GMT

@zerbherb wrote:
Seems like another round of venturamah has began.

My score is there. Income not really, Discover already confirmed my cl will be 5000 grand by the time the retina macbook pro is updated, inquires are 3-2-1 double pull on citi and cap one.

should i go for it?

also mods move this to credit applications.

Biggest credit limit ever.

Re: Venture as second card

kdong1996 — Wed, 04 Mar 2015 17:31:32 GMT

@zerbherb wrote:
6400 base 10000 including gifts i have gotten so far this year. aaoa is 2 years. limits 500 cl chrome discover, 2300 crappy lake land bank card which i am autherized on.

It's highly unlikely they'll approve you with 16k income and short history. I also started with an AU card and applied for the Cap1 Journey after two of my personal cards had 6 months of history. Reported income was 17k, they required income verification which I sent in the form of bank statements. The bank statements actually showed higher income. My SL was 2,000.

I'd recommend gardening until your Discover Chrome hits 6 months of history.

Re: Venture as second card

joedtx — Wed, 04 Mar 2015 19:44:18 GMT

I'm tempted myself, just a bit nervous about the triple pull.