topic Re: Any Credit Cards that pull TransUnion ONLY??? in Credit Card Applications

Any Credit Cards that pull TransUnion ONLY???

zaidnasouri — Tue, 08 Oct 2013 21:37:46 GMT

Hey guys, working on my credit slowly but surely, I got my Transunion score to 711, other 2 scores are at 602 and 653.

Are there any decent cards that will only pull a Transunion report that anyone knows of?? Thanks

Re: Any Credit Cards that pull TransUnion ONLY???

wHiTeSoL — Tue, 08 Oct 2013 21:38:25 GMT

I think you are looking for GECRB and Barclay cards primarily

Re: Any Credit Cards that pull TransUnion ONLY???

Necromancer — Tue, 08 Oct 2013 21:39:37 GMT

The only one I know for sure that 99.9% pulls TU almost exclusively is Barclays

Re: Any Credit Cards that pull TransUnion ONLY???

Anonymous — Tue, 08 Oct 2013 21:41:23 GMT

^^ agreed. Maybe even try the shopping cart trick a few times to gauge whether GECRB bites. Then if you get any offers, try Barclays?

Re: Any Credit Cards that pull TransUnion ONLY???

CreditExpressNJ — Tue, 08 Oct 2013 21:42:44 GMT

US Bank also at least for me they did always TU

Re: Any Credit Cards that pull TransUnion ONLY???

Anonymous — Tue, 08 Oct 2013 21:51:20 GMT

From my research most Ge cards , Barclays and state farm bank. What would worry me is if you get approved because of a tu report but have problems on the others the banks might be soft pulling for account reviews through other bureaus and might take aa if they see something

Re: Any Credit Cards that pull TransUnion ONLY???

Themanwhocan — Tue, 08 Oct 2013 21:54:57 GMT

@Anonymous wrote:
From my research most Ge cards , Barclays and state farm bank. What would worry me is if you get approved because of a tu report but have problems on the others the banks might be soft pulling for account reviews through other bureaus and might take aa if they see something

He's got a point there.

Still, if you want to apply for a Barclays card, I like this one for Cash Back (though monthly caps are low if you're buying for a family):

https://www.salliemae.com/landing/WorldCreditCard/

Re: Any Credit Cards that pull TransUnion ONLY???

B335is — Tue, 08 Oct 2013 23:58:44 GMT

If you have no new acounts in the last 6 months, I would go for Sallie Mae. Barclays is 99.9% TU pull from what I've seen. As others have said, same goes for GE.

Re: Any Credit Cards that pull TransUnion ONLY???

Themanwhocan — Wed, 09 Oct 2013 01:03:58 GMT

@shaun2009 wrote:
US Bank also at least for me they did always TU

I dont have a huge amount of experience with US Bank, but whenever I had a Personal Banker do something in the bank, then it was Equifax. when I did any requests online or via telephone, it was always Transunion.

I just got off the phone to request another CLI (third times the charm, right?) so I hope I'm wrong. my Transunion has been getting hammered with inquiries lately

Re: Any Credit Cards that pull TransUnion ONLY???

kayvee_ — Wed, 09 Oct 2013 02:02:03 GMT

Discover

Re: Any Credit Cards that pull TransUnion ONLY???

Anonymous — Wed, 09 Oct 2013 02:06:36 GMT

@kayvee_ wrote:
Discover

Discover DOES NOT only pull TU.

Re: Any Credit Cards that pull TransUnion ONLY???

Anonymous — Wed, 09 Oct 2013 02:54:10 GMT

Discover, like most banks can and will pull from 3 bureaus. They pulled TU for me and EX for my DH

US a bank at least in Ca, pulled EQ

Keep in mind, the suggestions given are YMMV.

Re: Any Credit Cards that pull TransUnion ONLY???

kayvee_ — Fri, 11 Oct 2013 01:47:04 GMT

@Anonymous wrote:
Discover, like most banks can and will pull from 3 bureaus. They pulled TU for me and EX for my DH

US a bank at least in Ca, pulled EQ

Keep in mind, the suggestions given are YMMV.

They pulled TU only for me. I'm in CA.

Re: Any Credit Cards that pull TransUnion ONLY???

Anonymous — Fri, 11 Oct 2013 02:05:14 GMT

@kayvee_

They may have pulled it for you but I gave you an example of them pulling from 2 different bureaus. We have the same address and the only difference was we app'd 7 mos apart.

OP asked TU only- and that is not Discover.

Re: Any Credit Cards that pull TransUnion ONLY???

DiabolicallyRandom — Fri, 11 Oct 2013 02:16:37 GMT

Discover pulled Equifax for me. I'm in Ca and that was back in May.

Re: Any Credit Cards that pull TransUnion ONLY???

MACFRME — Fri, 11 Oct 2013 02:44:40 GMT

Compass Bank exclusively pulls TU. They just approved me for a $15,000 card. I have a thin file, lots of new accounts, and they more than tripled my highest credit limit. They saw my recently raised TU FICO of 762 and jumped at it. They might offer you a decent CL with your current scores, but the rewards aren't that great. It depends on what you prerogative is.

Re: Any Credit Cards that pull TransUnion ONLY???

Anonymous — Tue, 04 Feb 2014 23:05:10 GMT

Barclay pulled experian for me when i got my rewards mastercard back in march last year then pulled equifax and trans for a cli just letting everyone know

Re: Any Credit Cards that pull TransUnion ONLY???

efranklin23 — Wed, 05 Feb 2014 00:33:09 GMT

@Anonymous wrote:
@kayvee_ wrote:
Discover
Discover DOES NOT only pull TU.

+1 Discover pulled my EQ and EX at time at approval last year.

Re: Any Credit Cards that pull TransUnion ONLY???

efranklin23 — Wed, 05 Feb 2014 00:35:57 GMT

To make a story short, no lender is exclusive to one CB. They can easily switch up (like BofA or my CU account) and completely pull another account at an instant. BArclays from the past actually pulled my EQ (a couple of years ago) and now are pulling TU.

Re: Any Credit Cards that pull TransUnion ONLY???

Anonymous — Wed, 05 Feb 2014 02:16:40 GMT

@kayvee_ wrote:
Discover

Depends on card. IT pulls transunion, the open roads pulled Equifax for me last night. I called to recon and get them to pull Trans like they usually do and they said no. They always do equifax for all but IT and said they are switching to Equifax for IT also for some areas that they used to pull TU, not all areas but a lot. They said for CLI's too. So YMMV but updated and confirmed info last night with 3 recon calls. Each told me the same thing without my asking.