topic Re: Capital One Venture Pre-approval in Credit Card Applications

Capital One Venture Pre-approval

Creditobsessed12 — Thu, 05 Mar 2015 23:19:09 GMT

Hello,

I got the pre-approval for the Venture and Venture One Cards. What interest rate and CL did you receive? Do you think I will get a decent credit limit based on this interest rate?

Primary Benefit

Unlimited 2X miles per dollar on every purchase. Plus, earn 40,000 bonus miles.

Purchase APR

16.9% variable APR

Transfer Information

16.9% variable APR; No transfer fee

Annual Fee

$0 intro for the first year; $59 after that

Primary Benefit

Unlimited 1.25X miles per dollar on every purchase. Plus, earn 20,000 bonus miles.

Purchase APR

0% intro APR until February 2016; 15.9% variable APR after that

Transfer Information

15.9% variable APR; No transfer fee

Annual Fee

Re: Capital One Venture Pre-approval

Creditaddict — Thu, 05 Mar 2015 23:25:09 GMT

My friends Venture One was approved for $10k minutes after his Platinum Prestige was approved for $5k.

I have not seen a Venture Pre-Qual approve LESS THAN $10k!

Re: Capital One Venture Pre-approval

Anonymous — Thu, 05 Mar 2015 23:39:47 GMT

@Creditaddict wrote:
My friends Venture One was approved for $10k minutes after his Platinum Prestige was approved for $5k.
I have not seen a Venture Pre-Qual approve LESS THAN $10k!

There have been some 5k approvals recently..

Re: Capital One Venture Pre-approval

Creditaddict — Thu, 05 Mar 2015 23:40:58 GMT

@Anonymous wrote:
@Creditaddict wrote:
My friends Venture One was approved for $10k minutes after his Platinum Prestige was approved for $5k.
I have not seen a Venture Pre-Qual approve LESS THAN $10k!
There have been some 5k approvals recently..

venture one or the venture?

Re: Capital One Venture Pre-approval

Anonymous — Thu, 05 Mar 2015 23:53:14 GMT

@Creditaddict wrote:
@Anonymous wrote:
@Creditaddict wrote:
My friends Venture One was approved for $10k minutes after his Platinum Prestige was approved for $5k.
I have not seen a Venture Pre-Qual approve LESS THAN $10k!
There have been some 5k approvals recently..
venture one or the venture?

Venture.. I will find the link and insert shortly. Found it..

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Recent-Cap1-Venture-Approval-Stats/m-p/3839079#M217497

Re: Capital One Venture Pre-approval

Anonymous — Fri, 06 Mar 2015 01:36:39 GMT

Do it!

Re: Capital One Venture Pre-approval

Creditobsessed12 — Fri, 06 Mar 2015 01:41:08 GMT

Which one should I go for ?

Re: Capital One Venture Pre-approval

Creditaddict — Fri, 06 Mar 2015 01:44:22 GMT

Venture for sure and if you like the outcome I would go right back and apply for 1 of the other offers...

Re: Capital One Venture Pre-approval

Creditobsessed12 — Fri, 06 Mar 2015 01:57:48 GMT

Venture or venture one? I have QS already.

Re: Capital One Venture Pre-approval

Creditobsessed12 — Fri, 06 Mar 2015 01:58:16 GMT

Actually I have 2 quicksilver accounts. I'm not sure if they will even approve this one.

Re: Capital One Venture Pre-approval

android01 — Fri, 06 Mar 2015 02:08:21 GMT

I joined the latest Captal One high CL bandwagon, and applied for the Venture. I was approved for a 30K CL which was not an instant approval, which surprised the heck out of me. I got the 7-10 day message, and it took the full 10 days for me to be approved.

Re: Capital One Venture Pre-approval

Creditaddict — Fri, 06 Mar 2015 02:15:59 GMT

Venture

Re: Capital One Venture Pre-approval

android01 — Fri, 06 Mar 2015 02:35:41 GMT

@Creditaddict wrote:
Venture

Which ever the blue/purple one is, with the 40K points.

Re: Capital One Venture Pre-approval

joedtx — Fri, 06 Mar 2015 07:16:52 GMT

Good Luck the bonus points are nice too

Re: Capital One Venture Pre-approval

Anonymous — Fri, 06 Mar 2015 07:26:39 GMT

I agree! Congrats on those awesome scores too!!!!