topic Re: NFCU - APR Reduction in Credit Card Applications

NFCU - APR Reduction

TheGardner — Tue, 10 Mar 2015 02:10:06 GMT

Just reporting back. I applied for an APR reduction on 2 of my Navy cards, one went no problem to 12.49%. The other, my cashRewards card the CSR stated was not eligible until Aug. The card was a year old in Jan so it should have been eligible I didn't request in Aug and it would not have been eligible even if I had.. I wrote a SM inquiring about it on Friday and just received my reply today. New APR 10.49% from 15%. Needless to say I am very pleased!

Side note, I read in these forums that you can't visit from foreign IPs. This is unconfirmed as I am currently overseas in Asia with no issues other than dreadfully slow internet connection!

Re: NFCU - APR Reduction

Zorasmiles — Tue, 10 Mar 2015 02:15:22 GMT

Congrats on the APR reduction!! Thanks for disspelling the previous myth about not being able to visit the forum from foreign IP's as well! Last we knew you'd posted in regards to the early AR and were boarding your flight! LOL

@TheGardner wrote:
Just reporting back. I applied for an APR reduction on 2 of my Navy cards, one went no problem to 12.49%. The other, my cashRewards card the CSR stated was not eligible until Aug. The card was a year old in Jan so it should have been eligible I didn't request in Aug and it would not have been eligible even if I had.. I wrote a SM inquiring about it on Friday and just received my reply today. New APR 10.49% from 15%. Needless to say I am very pleased!

Side note, I read in these forums that you can't visit from foreign IPs. This is unconfirmed as I am currently overseas in Asia with no issues other than dreadfully slow internet connection!

Re: NFCU - APR Reduction

I-think-I-can — Tue, 10 Mar 2015 02:16:42 GMT

Congrats on the APR reductions!!

Re: NFCU - APR Reduction

TheGardner — Tue, 10 Mar 2015 02:47:55 GMT

Thanks guys!

Zora, yeah was a last min short notice run lol. Of course not to say some countries won't be allowed perhaps but I was under the impression no overseas IPs were allowed at all just thought worth noting.

Re: NFCU - APR Reduction

joedtx — Tue, 10 Mar 2015 07:08:05 GMT

Congrats.....probably one of the easiest things to do that can help heaps APR reduction