topic Re: Cap 1 PC question in Credit Card Applications

Cap 1 PC question

Anonymous — Sun, 15 Mar 2015 12:40:05 GMT

I currently have a Cap 1 Platinum and a QS1. If I understand it correctly, having these two beginner cards would prevent me from getting any other Cap 1 cards. Is it possible to PC either of these cards? Would that open the door to a Venture card down the road? I'm not apping for anything for awhile. A recent auto refi dumped an enormous number of HP's on my reports, and my scores aren't in the Venture range yet anyway. However, I wonder if those two cards would prevent the Venture card from popping up on the pre-approval page, when I finally am qualified for it.

Re: Cap 1 PC question

App_Addict — Sun, 15 Mar 2015 14:40:26 GMT

@Anonymous wrote:
I currently have a Cap 1 Platinum and a QS1. If I understand it correctly, having these two beginner cards would prevent me from getting any other Cap 1 cards. Is it possible to PC either of these cards? Would that open the door to a Venture card down the road? I'm not apping for anything for awhile. A recent auto refi dumped an enormous number of HP's on my reports, and my scores aren't in the Venture range yet anyway. However, I wonder if those two cards would prevent the Venture card from popping up on the pre-approval page, when I finally am qualified for it.

Having these two cards will NOT prevent you from getting a Venture card. Cap One only allows two "beginner cards" but does not prevent you from getting their premium cards. Good Luck!

Re: Cap 1 PC question

Anonymous — Sun, 15 Mar 2015 20:01:05 GMT

@Anonymous wrote:
I currently have a Cap 1 Platinum and a QS1. If I understand it correctly, having these two beginner cards would prevent me from getting any other Cap 1 cards. Is it possible to PC either of these cards? Would that open the door to a Venture card down the road? I'm not apping for anything for awhile. A recent auto refi dumped an enormous number of HP's on my reports, and my scores aren't in the Venture range yet anyway. However, I wonder if those two cards would prevent the Venture card from popping up on the pre-approval page, when I finally am qualified for it.

Nonsense. It won't prevent your chances in the least. I had two of those starter cards and STILL got the Venture!

Re: Cap 1 PC question

dallasareaguy — Sun, 15 Mar 2015 21:23:54 GMT

Does anyone know if Secured cards count as beginner cards? I have a secured and QS1.

Re: Cap 1 PC question

App_Addict — Sun, 15 Mar 2015 23:23:23 GMT

@dallasareaguy wrote:
Does anyone know if Secured cards count as beginner cards? YES I have a secured and QS1.